Credit Cards

Category Archives for Credit Cards.

Is the Jet Airways Amex on its way in soon?

Jet Airways ran the “Wheel of Fortune” contest in June, where it asked for your guesses on which were the banks it was going to partner with. The prize for the correct answer was going to be a complimentary first year membership to the bank’s card you picked (it was correct), and later on, modified to become 1,000 JP Miles. Now, in July 9W announced that it had formed a partnership with three banks: HDFC Bank, ICICI Bank and American Express. And while there was a lot of push and shove on how Jet Airways was going to honor the complimentary first year membership, they figured that along the way. The 1,000 JP Miles for HDFC Bank and ICICI Bank…

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Citibank adjusts some PremierMiles redemptions

I think getting into tourist season, coupled with the high prices of oil is forcing the hand of Citibank on the PremierMiles card. Citibank has revised redemption rates on some routes which are short-haul and have seen decreasing capacity from airlines (read increasing airfares), w.e.f. 1st October 2012. I notice that some of the routes are seeing a 30% increase in miles needed for redemption, such as Mumbai – Goa which goes up from 4000 Miles to 5200 on a low-cost carrier. Take note, that unlike an airline reward ticket, Citibank PremierMiles redemptions mean you redeem your points for a PAID ticket that is issued to you, so you can actually earn miles on these tickets as well if you…

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JetPrivilege clarifies on ‘Wheel of Fortune’

I’ve been wondering a while about how the ‘Wheel of Fortune’ was going to be honoured by Jet Airways, and some answers had begin to emerge when the complimentary credit card mailers were sent out last week to those who picked HDFC Bank. Now, I got an official response from Jet Airways a couple of days back and I am reproducing the relevant portions for you here below: Dear AJ,This is with reference to your feedback on Twitter and your telephonic conversation with my colleague ____ at the JetPrivilege Service Centre. Allow us to respond to your queries point wise:- 1.  All those JetPrivilege members who had participated in the Wheel Of Fortune Contest and had chosen any one of…

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American Express Platinum Travel Card for a reduced fee

Amex India’s Platinum Travel Card is being offered for a reduced fee of Rs. 3,500 + taxes if you apply before 31 October 2012. I’ve received a few queries in the past about the card. My review is here, and my answer to the reader queries is here. If you’d like to apply for the card, this is a good time to go for it! Related Posts: Sunday Plastic: American Express Platinum Travel Card Reader Question: Amex Plat Travel v/s Citibank PremierMiles,what is better? Live From A Lounge is present on Facebook, Twitter & available via email, RSS.

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Citibank PremierMiles: New promotion and Indigo redemptions

Citibank is notching it up a few levels with the PremierMiles credit card. If you remember, they offered double miles for all hotel and international spends for the period June to September 2012. Now, there is a new one. For the period 1 October 2012 to 31 December 2012, Citibank is offering to double the miles of its top 2,000 spenders up to 25,000 PremierMiles. This being an opt-in promotion, one needs to pre-register by 30 November 2012 and only whose who register will have their spends considered for the promotion. Use this link to register, it takes you to the Citibank India website. All spends done by registered PremierMiles Cardholders during 01 October 2012 and 31 December 2012 will…

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Reminder: 1 Week to apply for ICICI Bank Jet Airways co-branded card with bonus JP Miles

If you guys have been tracking closely, Jet Airways recently partnered HDFC Bank and ICICI Bank to launch a new range of co-branded credit cards. ICICI Bank is giving out a joining bonus of upto 10,000 JP Miles depending on the tier of the credit card you go for. However, if you apply up to 30th September 2012, you also can have a 50 % bonus on your welcome miles. Sapphiro:10,000 JP Miles + 5,000 bonus JP Miles Rubyx: 5,000 JP Miles + 2,500 bonus JP Miles Coral: 2,500 JP Miles + 1,50 bonus JP Miles All the cards come in an American Express version and a Visa version, and you can have both versions for the same fees, which…

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Reader Question: Amex Plat Travel v/s Citibank PremierMiles,what is better?

A reader Ajay posted a query on the Reader’s Questions page a few days back about the best credit card to pick to generate miles on travelling. Here is the little ping-pong we’ve had so far: Ajay asked: Hi Aj, I want to get a new credit card and it looks like the AmEx Gold Charge Card and CitiBank Premier Miles card are the best available options. What would you suggest I get? Here is some information to help you help me make an informed decision! 1. I travel 1-2 times a month domestically and 1-2 times a year internationally.2. I have FF accounts with SQ, Jet, and Emirates but don’t have a lot of miles on any as I…

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How to get the Jet Airways HDFC Bank / ICICI Bank Credit Cards?

The Jet Airways co-branded credit cards were much looked forward to by me, because these are perhaps going to be the only Indian co-branded cards for a while ahead. I wrote about the Jet Airways HDFC Bank Credit Card about a month back. While I am not very impressed by the card and decided not to apply initially, to inform all of my readers about the “Wheel of Fortune” contest outcome,  I tweeted to Jet Airways to ask what was the outcome going to be. Have a look at our exchange here: Now Jet Airways passed on my details to HDFC Bank who subsequently called me, but claimed ignorance of the fee waiver. If you picked HDFC Bank as your…

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And I picked up a new Standard Chartered Platinum Credit Card

I am not so much of a card churner, as you all know. I don’t actively seek new lines of credit from banks. The best I usually do is to call the bank to switch me to a new product by moving my existing line of credit to the new card. That is how I got rid of my Citibank Jet Airways Credit Card and got myself the PremierMiles Credit Card last year. However, a few weeks back, before the whole ICICI/HDFC Jet-cobranding effort was revealed, I was quietly beginning to like a new credit card product. It is an innocent looking ‘Platinum’ credit card in today’s era when perhaps I only carry more premium cards in my wallet and…

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Jet Airways ICICI Bank Credit Card is better than the Jet Airways HDFC Bank CC

I wrote a couple of hours back about the ICICI Bank Jet Airways credit card being available. I jumped the gun in calling it is a boring card. Have a look. Sapphiro version: Highest end card offered has a bonus of 10,000 JPMiles on your Jet Airways ICICI Bank Credit Card + 5,000 JP Miles if you apply before September 30, 2012. (Better than HDFC Bank) A Jet Airways Complimentary Domestic Air Ticket as a joining benefit. (same as HDFC Bank) Get 5,000 bonus JPMiles + Complimentary Domestic Air Ticket as a renewal benefit. (Better than HDFC Bank) Enjoy premier check-in for all domestic flights of JetAirways. (same as HDFC Bank) Enjoy a 10 kg additional baggage allowance on all…

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Details out about the new Jet Airways ICICI Bank card

The full details of the Jet Airways ICICI Bank credit cards are going to be a short while away, the formal launch of the credit card happened yesterday, and some details are out as per the reports in the press and on the website of ICICI Bank. Here is what I can gather from the press so far: The cards will be offered in three different variants – Sapphiro, Rubyx and Coral in partnership with American Express and Visa, with JetPrivilege card members allowed to convert daily purchases to flying miles. Customers will have the option to apply for a standalone American Express or Visa Credit Card or enjoy the benefits of applying for both cards with a single application.…

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