Credit Cards

Category Archives for Credit Cards.

Amex bites the bullet on the Kingfisher Amex Credit Card

The Kingfisher First American Express Credit Card was my first American Express Card ever and I had picked it up for all the good flying benefits that came with it in late 2010. You got a KingClub Gold tier membership straight away, and the ability to earn American Express MembershipReward Points which you could use to transfer to Kingfisher’s KingClub. All this was adding up well till the good times lasted and Kingfisher Airlines was going to join oneworld. Down the line, last April (2011) Kingfisher and American Express decided to take the co-branding a step further, and compulsorily transfer all the accumulated MR Points every month to the KingClub Account. So, my rant on this was that I could…

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Malaysia Airlines Business Class companion tickets from India all of 2012

Malaysia Airlines and IndusInd Bank came together for an exclusive offer valid on Malaysia Airlines J class all of 2012. If you hold the IndusInd Platinum or Signature Credit Cards, or one of the older versions from Deutsche Bank, you’re in for the treat. For all of 2012, buying a J class ticket on Malaysian gets you to travel with a companion free. Malaysia Airlines is a future oneworld carrier, and one of the good South East Asian carriers. According to the promotion details on IndusInd website, the promo is valid on all IATA fares in Business Class, so I’d go out on one leg and hope that this should also be valid for the Discounted Business class fares which is not usually the case…

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And now its American Express India’s turn to downgrade Membership Rewards

Sigh, it is the season of downgrade of benefits and American Express does not want to be left far behind from the pack. They have decided to close 2011 on a high note by sending me (amongst several other) cardmembers with a very nicely wrapped letter which has 2 layers of envelopes before you get to the letter itself. Now you think, this arriving right after Christmas must be Santa Amex Claus sending you a Lotto ticket to win in the MR sweepstakes. But all it comes to is an intimation on the downgrades which kick in a few weeks from now. If you’ve been reading up about my American Express Gold Card adventures, I’ve been pretty happy with them so…

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Finally, a credit card which earns me lots of miles in India!

I’ve been on the case for looking out for a GOOD mileage earning credit card out of India for a few years, but I think I finally have found one. Mileage earning is not a big phenomenon in India, at least not as much as the USA. However, for a few of us travel nuts who like to be in the know and optimise ‘travel well’ while still not paying a bomb, this is an important tool in the wallet. There are all sorts of travel cards in India now, but I was just not going to go out to sign up for a few for the heck of it. If mileage earning is based on spend, then I could…

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Bye Bye Citibank Jet Airways Platinum Credit Card!

I just got off the phone with Citibank. This was one long tiresome negotiation we put each other through. And my misery is finally over. A few months ago Citibank and Jet Airways started taking away the benefits on the Citibank-Jet Airways Credit Card offered in India. I wrote about them and also contacted the Airline and the Bank to have a hard look at the whole setup and see what the competition was doing. As expected, I drew a blank there.I used to love this card since it contributed quite a bit to giving me my free round trip to the USA in Jet Airways Premiere Class this year, but the new terms did not look attractive anymore. It…

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20% bonus on conversion to King Club Miles till November 30 2011

One World elect member Kingfisher Airlines is offering a 20 percent bonus on the transfer of various credit card and hotel reward points to its King Club loyalty program through 30th November 2011. The bonus is valid on a wide variety of participating credit cards, largely Indian, such as the HDFC Bank Credit Cards, ICICI Bank Credit Cards, Citibank, Axis Bank Credit Cards. Here is the promo details and the list of participating partners. If you accumulate American Express Membership Reward points, even these post with a 20% bonus. Indian members of the American Express MR program get a conversion ratio of 1.25 MR points for 1 King Club Mile on all Indian Rupee card spends. Using this offer, you…

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10,000 MR points/King Miles for referring Amex applications in India

I received an email from American Express while I was travelling a couple of weeks back. This was a promo which they had designed for existing card holders to refer their friends and contacts to American Express for the American Express Kingfisher First Credit Card and the American Express Platinum Reserve Credit Card.                   So, the offer, which seems to be a targetted one, is from a unique tie-up between Amex and LinkedIn in India. I haven’t been at the receiving end of such a marketing offer earlier, and I hold credit cards from most prominent CC issuers in India. The details of the offer are as follows: The applicant of the…

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Jet Airways Citibank Credit Cards devalue upgrade benefits from September 2011

The Jet Airways Citibank co-branded Platinum Card was one of the more popular and advantageous airline credit cards in India. It looks like it had enough of the high table so it decided to jump off right away. I first heard of the devaluation on this flyertalk thread. I have been holding this card for quite a few years, and was in fact the only credit card I used for a very long time and pay a fee for. When I read this new scheme of things, I could not believe my eyes, and since I am travelling I haven’t received my letter from Citi yet. I checked up on Citibank’s India website, and it confirmed the horror story to…

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