HDFC Diners 10X on International Spends extended with new terms

HDFC Diners 10X

Get HDFC 10X on Diners Club International Spend

HDFC Bank has renewed their list of 10x partners and kept the Jet Diners Black card out of their recent devaluation. In their attempt to keep the HDFC Bank Diners Club card holder happy, they added the international spend program in September last year, where one could get HDFC Diners 10X points for International Spend through December 31, 2017. It was extended till June 2018.  Earlier this year, HDFC Bank extended their 10x promotion to Smartbuy. This means you can get tonnes of more points to shop on Flipkart, Yatra and Cleartrip amongst other merchants.

HDFC Diners 10X Rewards for International Spends through December 2018

International Shopping

International Shopping

It turns out, HDFC Bank has also extended the International Spends promotion. Through December 2018, HDFC Bank Diners Club is offering their Diners Club card members the opportunity to earn bonus Reward Points. They are offering 10X rewards on International Spends, only on POS spends, between October 1, 2018, through December 2018. The following rewards can be earned under this promotion per calender month:

  • HDFC Bank Diners Rewardz: 2,500 Points
  • HDFC Bank Diners Premium/Club Miles: 5,000 Points
  • HDFC Bank Diners Black: 10,000 Points

The bonus points earned here are over and above any spends made on other promotions such as the regular 10X promotion. As usual, the points come in within one calendar month after the spend is done, and you need to pay in a foreign currency to be able to get your points.

Value of the International Spends Promotion

  • HDFC Bank Diners Rewardz: You earn 3 Reward Points/ INR 150 spent, which value at INR 0.90. With this promotion, you get another 27 Reward Points/INR 150 spent, so you get a total value of INR 9/INR 150 spent, which makes it 6% cashback in total.
  • HDFC Bank Diners Premium / Club Miles: You earn 4 Reward Points/ INR 150 spent, which value at INR 2. With this promotion, you would get another 36 Reward Points/INR 150 spent, so you get a total value of INR 20/INR 150 spent, which makes it a 13% cashback in total.
  • HDFC Bank Diners Black: You earn 5 Reward Points/ INR 150 spent, which value at INR 5. With this promotion, you would get another 45 Reward Points/INR 150 spent, so you get a total value of INR 50/INR 150 spent, which makes it a 33% cashback in total.


Given there is a cap on the points, it makes sense to use your cards per billing cycle for the following amounts on international spends:

  • Diners Rewardz: INR 13888 per month
  • Diners Premium / Club Miles: INR 20830 per month
  • Diners Black: INR 33330 per month

Again, these are promotions for points earning cards and not valid for miles earning cards such as those with JetPrivilege. You need to make transactions over INR 150 to be eligible for the points in the first place.

Revisiting HDFC Global Value: 1% Cashback

HDFC Bank has also added the Diners Club Cards to their Global Value program. You pay INR 199 towards your welcome or renewal benefit from this promotion. In return, you get 500 Reward Points on activation by doing the first international transaction. Subsequently, you get 1% cashback up to INR 1000 per billing cycle. If you spend more than INR 150,000 per annum, you get an additional INR 2000 Yatra Voucher. You need to call HDFC Bank to enrol in this program, and you get it activated within five working days.

HDFC Bank Global Value

HDFC Bank Global Value

Why does this make sense? Well, you pay 2% markup fees +GST on your cards and with this, you get back much more (1% cashback, 10X points and more).


I’m glad that HDFC Bank continues to keep their top-tier customers happy at least. So, if you are on an international trip, here is the place to direct some of your spends on. What are your thoughts on the promotion?

(HT: PB on Twitter)

About Ajay

Ajay Awtaney is the Founder and Editor of Live From A Lounge (LFAL), a pioneering digital platform renowned for publishing news and views about aviation, hotels, passenger experience, loyalty programs, travel trends and frequent travel tips for the Global Indian. He is considered the Indian authority on business travel, luxury travel, frequent flyer miles, loyalty credit cards and travel for Indians around the globe. Ajay is a frequent contributor and commentator on the media as well, including ET Now, BBC, CNBC TV18, NDTV, Conde Nast Traveller and many other outlets.

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  1. Quick question. I have 2 Diners Black cards in family and have a spend on some hotel for around 3.4L. What max points can I get if I split the cost? Is it capped at 25k points only per card or any way of getting more points?

  2. What happens if I select Product A on smartbuy.. then through the link I reach Amazon and realize that I don’t want product A and instead end up buying another Proaduct B.

    In this case do I qualify to get 10X for buying Product B which was not initially selected on smartbuy portal ?

  3. Ajay,

    Correction: The international spends offer is NOT per billing cycle, its per calendar month. Makes a difference, especially since the 2 arent the same for lots of people. 🙂

  4. I feel this new restriction of only POS is the worst of the latest changes. Now there’s no way to maximize this unless I’m actually traveling. Earlier with ecom transactions I could still hoard Amazon gift cards until a future date when I actually used them at one shot, or buy gifts for friends/family living abroad.

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