co-branded

Tag Archives for co-branded.

My 2014 Credit Card Strategy

Last week, I wrote about my 2013 Mileage Credit Card strategy, where I told you guys I managed to get something about 264,000 miles basis credit cards issued in India for the full calendar year. For 2014, here are the credit cards I am looking at having in my wallet. Take note that while I intend to publish full reviews for each product at some point of time, it may be a while before I would be able to bring them all in the fold. To make it simple, I’ve updated my Mileage CC calculator for 2014 numbers, so have a look and see which is the best one for you. Here are the cards I already have, and I’ll…

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My 2013 Indian Credit Card mileage wins

I know it is a little late in the day to put out a round up for 2013, but I thought I’d do it anyways. I did not get the time to put a post earlier than this, but all I can tell you is we are lucky to be living in times when the mileage earning game is just about getting started in this country. And I am happy to be on board earlier rather than later. For the rest of you, miles and points are not just a silly hobby, but they can finance a lifestyle if you did all the right things. For the longest time, for 10 years or so actually, India just had one major…

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Mileage Earning Credit Cards in India: 2014 comparison

Last year, I managed to put together a worksheet where I wanted to be able to help you all compare the various mileage earning credit cards in India, as per your spend patterns. Since then, a lot has changed in terms of products out there in the market. Some of these included the launch of the SBI/AI credit card, and the scaling down of mileage earning on ICICI Bank Jet Airways credit cards. I’m now happy to put out version 2 of the worksheet, which you should be able to access via Google Sheets. Like always, here is a quick primer on how this works with a few simple inputs: Step 1: You’d need to select if you are Jet…

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The hidden traps of having the Air India SBI Credit Cards

I somehow do hate it when various companies do not give full disclosure on their products. The flavour of the season has been the Air India SBI Credit Card, where the issuing company took a lot of time to come out with the first set of cards. Check out my post a few weeks back, where I discussed the launch of the card, which is also now being used by SBICards as a customer problem resolution centre of sorts with stock replies! Now a couple of things I could not find out on the website, or I was not informed about when I was signing up for the credit card. First and foremost, when a credit card company states that…

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American Express offering 30,000 JPMiles signup bonus for Jet Airways co-branded credit card

Last year, when American Express and Jet Airways launched their co-branded Jet-Airways American Express Credit Card, they offered a special sign-up bonus of 10,000 JPMiles over and above the welcome gift of 20,000 JPMiles which is the standard on-going offer. However, the sign-up bonus was only available to those who paid the INR 10,000 + taxes as first year fees, hence, I chose to pay the fee in spite of being a JetPrivilege Platinum member and eligible for the credit card free of cost. I was getting miles at INR 0.33 per JPmile, and it was hard to beat that value. On my last Jet Airways flight earlier this week, I saw flyers around the cabin talking about the special…

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Unlimited lounge access on ICICI-Jet-Amex credit cards, and extra JP Miles

ICICI Bank’s Jet Airways co-branded credit cards have now completed about a full year in the business. When they started, they had a lot of issues with putting out credit cards, most of which are now resolved. Very recently, they offered a special promotion where there were extra JPMiles going out for signing up for the Visa version, or spending on the Visa version of the ICICI Bank 9W credit card. Now, a few important changes made to the product offering. Earlier, there were only 4 complimentary visits allowed per annum to the Altitude Lounge in Mumbai and Delhi. Now, this changes from 1st November 2013 onwards to make it unlimited trips to the lounges. Here are the reviews of…

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The SBI Air India Signature Card adds an upgrade voucher!

When I first started out to review the SBI Air India Signature Card, I was basing my review on the information that was provided by SBI Cards in this respect. Now, just like all other new products, I’ve had my fair share of sparring with SBI Cards as well, but yesterday, I got third time lucky and finally managed to submit my application to SBI Cards after two time-wasting attempts by them before. As I was trying to find more information on this credit card, I came across this on the Air India website: Premium privileges include 1 complementary domestic upgrade voucher Complementary lounge access (emphasis, mine) This is not information that was put out by the credit card company.…

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Credit Card Review: Air India SBI Visa Signature

With this post, I am reintroducing the Credit Card Reviews series in India, which I had to stop a while ago due to paucity of time. Air India & GE/SBI Credit Cards recently teamed up to launch co-branded credit cards which could earn you quite some miles, making me think of calling it perhaps the best credit card to earn miles in India at the moment. They’ve launched 2 credit cards, one at the Signature level and one at the Platinum level, and I will review both separately. Sign-Up Bonus: This credit card offers a tidy sign-up bonus of 20,000 Air India miles to start you up with the credit card product. You also get an upgrade voucher from Air…

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Which is the best Indian mileage-earning Credit Card?

The quest for the best Indian mileage-earning credit card has been on going. No one throws 50K miles our way to sign on a credit card here. Back in January, I created a calculator for everyone who wanted to figure out which was the best credit card according to their usage of credit every month, for travel and everything else. At last count, I had over 1,000 people using that calculator to make their assessments or validate their choices on which credit cards to pick for earning miles in India. Things change all the time, such as mileage earned, so I’ve tweaked the calculator accordingly. Here is the new version of the calculator, accessible from my Google Drive. The earlier…

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Bonus miles on the ICICI Bank Jet Airways Visa credit cards for sign-up and use

ICICI Bank and Jet Airways, when they launched their co-branded cards last year, had a huge focus on pushing the American Express versions, and they were (still are), offering upto 9 JP Miles for regular spend. This is a promotional offer limited till October 2013. ICICI Bank, a couple of days back, however, launched a new promotion, where there is a higher sign-on bonus for the Visa version of their credit cards, in case you sign up till October 31, 2013. Here is how it works: Sapphiro (highest): 15,000 JP Miles for sign-on instead of 10,000 JP Miles. Also, 8 JP Miles/INR 100 spend till October 2013, and a free economy ticket code on Jet Airways domestic flights. Rubyx (medium):…

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Jet Airways and HDFC Bank launch a co-branded debit card

I almost thought I was nuts to have imagined that HDFC Bank and Jet Airways announced last year that they would introduce co-branded Debit Cards as a part of their alliance. There was no word from either party for a whole year after launching a credit card, and now it comes. On the 1st of July, HDFC Bank and Jet Airways finally launched a JetPrivilege HDFC Bank World Debit Card. Like I mentioned earlier, debit cards are a bigger market in India than credit cards, and a lot of people do not like to borrow to spend. And HDFC Bank would be the first debit card in the Indian market to offer a debit card which earns miles on swiping…

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