SpiceJet launches co-branded credit cards with Axis Bank

SpiceJet has teamed up with Axis Bank to launch new co-branded credit cards on the back of its SpiceClub loyalty programme. The SpiceJet Axis Bank Credit Cards come in two variants, Voyage and Voyage Black, and both have different benefits for frequent SpiceJet travellers. The card is issued on the Visa Network.

SpiceJet Axis Bank co-branded credit card: Voyage Black

There are two versions of the SpiceJet Axis Bank co-branded credit cards. The higher version is called Voyage Black. Ironically enough, the card uses the image of an A320, while SpiceJet is an all 737 airline. Anyhow, with that out of the way, let us look at the features:

The card comes with an annual fee of INR 2,000 plus GST, and here are the main benefits.

  • Welcome benefits: SpiceJet flight voucher worth INR 4,000 on completing two transactions within 30 days of approval
  • Complimentary SpiceJet SpiceClub Gold Tier Membership for the first year. This comes with complimentary:
    •  You 1st priority check-in
    •  20% discount on meals & upgrades
    • Free Seat Selection
    • 2 SpiceMax Upgrade Vouchers
    • 2 Complimentary Meal Vouchers
    • 1 Free Change/Cancellation Voucher
  • Earnings:
    • SpiceJet spends: 12 Spice Club points/INR 200 spent on the website and app of SpiceJet (worth INR 6)
    • Online utility bill payment, Online food ordering, Online entertainment spending: 12 Spice Club points/INR 200 spent (worth INR 6)
    • Other Spend (excluding Fuel, EMI, Wallet-loading, Cash advances): 6 Spice Club points/INR 200 spent (worth INR 3)
  • 8 Lounge Visits per annum (2 per quarter)
  • Milestone vouchers
    • INR 2 Lakh Spend during the membership cycle: 4000 SpiceClub points (worth INR 2000)
    • INR 4 Lakh Spend during the membership cycle: 6000 SpiceClub points (worth INR 3000)
  • Renewal benefit: 2000 SpiceClub points
  • A limit of INR 1 lakh of credit card spends per month on earnings of SpiceClub points on SpiceJet website & mobile application is applicable, post which customers won’t get any points from credit card spends done on SpiceJet website & mobile application. However, SC points earned as a benefit of SpiceClub membership will continue.

From the looks of it, if you spend reasonably okay on the card, you get quite some money back on your spending with this card, and even the sign up for the card will return you twice the value in terms of a SpiceJet voucher for the first year. Also, on spending on SpiceJet itself, you get up to 7% returns for yourself (including the SpiceClub 4% points, which you earn via the Gold Tier).

SpiceJet Axis Bank co-branded credit card: Voyage

The lower-end version amongst the SpiceJet Axis Bank co-branded credit cards, is called the Voyage. Let us look at the features:

The card comes with an annual fee of INR 750 plus GST, and here are the main benefits.

  • Welcome benefits: SpiceJet flight voucher worth INR 1,500 on completing two transactions within 30 days of approval
  • Complimentary SpiceJet SpiceClub Silver Tier Membership for the first year. This comes with complimentary:
    •  You 1st priority check-in
    •  20% discount on meals & upgrades
  • Earnings:
    • SpiceJet spends: 6 Spice Club points/INR 200 spent on the website and app of SpiceJet (worth INR 3)
    • Online utility bill payment, Online food ordering, Online entertainment spending: 6 Spice Club points/INR 200 spent (worth INR 3)
    • Other Spend (excluding Fuel, EMI, Wallet-loading, Cash advances): 3 Spice Club points/INR 200 spent (worth INR 1.5)
  • 4 Lounge Visits per annum (1 per quarter)
  • Milestone vouchers
    • INR 1 Lakh Spend during the membership cycle: 2000 SpiceClub points (worth INR 1000)
    • INR 2 Lakh Spend during the membership cycle: 3000 SpiceClub points (worth INR 1500)
  • Renewal benefit: 1000 SpiceClub points
  • A limit of INR 1 lakh of credit card spends per month on earnings of SpiceClub points on SpiceJet website & mobile application is applicable, post which customers won’t get any points from credit card spends done on SpiceJet website & mobile application. However, SC points earned as a benefit of SpiceClub membership will continue.

From the looks of it, if you spend reasonably okay on the card, you get quite some money back on your spending with this card, and even the sign up for the card will return you twice the value in terms of a SpiceJet voucher for the first year.

SpiceClub Points will be earned for spending in multiples of INR 200, rounding off to the lowest multiple. For Axis Bank SpiceJet base card, for example, INR 1460 of spend on SpiceJet would earn -> (6/200)*1400 = 42 SC Points. Similarly INR 1590 spend on other retail category would earn -> (3/200)*1400 = 21 SC Points.

In launching these cards, SpiceJet is taking on Kotak Mahindra Bank and HDFC Bank, which are partners with IndiGo for the co-brand cards. IndiGo does not offer a loyalty programme and only offers it as a currency, while SpiceJet also offers a loyalty programme, 6E Rewards points.

Bottomline

SpiceJet and Axis Bank have launched a new range of co-branded credit cards for those who might be interested in flying with SpiceJet a lot. At the bare minimum, the cards offer you enough to reimburse your membership fees and then some. This should be a favourite in tier 2/tier 3 cities where the product will be offered.

What do you think of the SpiceJet Axis Bank Credit Cards?


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About Ajay

Ajay Awtaney is the Founder and Editor of Live From A Lounge (LFAL), a pioneering digital platform renowned for publishing news and views about aviation, hotels, passenger experience, loyalty programs, travel trends and frequent travel tips for the Global Indian. He is considered the Indian authority on business travel, luxury travel, frequent flyer miles, loyalty credit cards and travel for Indians around the globe. Ajay is a frequent contributor and commentator on the media as well, including ET Now, BBC, CNBC TV18, NDTV, Conde Nast Traveller and many other outlets.

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