Offer Extended: Apply for select HDFC Bank Credit Cards Lifetime Free

HDFC Bank Credit Cards is currently offering a limited-time promotion, allowing you to sign up for select HDFC Bank Credit Cards for lifetime free. Let’s go over the details.

Some HDFC Bank Credit Cards are being offered lifetime free through November 10, 2025

Select mid-tier HDFC Bank Credit Cards are offered for a lifetime at no cost if you sign up for them by November 2025. The cards included in the offer are:

• HDFC Bank Swiggy Credit Card: This is one core card from HDFC Bank that serves as a great cashback card for all purposes, not just the food you order or pay for on Swiggy. You receive 10% cashback up to INR 1,500 per billing cycle for Swiggy properties, as well as an additional 5% cashback on various online properties, including Amazon, Flipkart, and Myntra. And everything else earns a 1% cashback. Additionally, a free Swiggy One code for 3 months is included, along with some golf. Apply Here.

• HDFC Bank Millennia Credit Card: The HDFC Bank Millennia Credit Card is a cashback card. You get 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, SonyLIV, Swiggy, Tata CLiQ, Uber and Zomato, while there is a 1% cashback on all other spends (except Fuel, Wallet, EMI and Government transactions). You also get INR 1000 gift vouchers or Lounge Access on quarterly spending of INR 1,00,000 and above each calendar quarter. Apply here.

• HDFC Bank BizGrow Credit Card: The HDFC Bank BizGrow Credit Card is for self-employed and small business owners. With the BizGrow Credit Card, you can earn 10X Cashpoints for bill payments. You earn 2 Cash Points for every INR 150 spent on your business. Additionally, as long as you spend INR 10,000 in a month, you earn 10X Cash Points on select business expenses, including bill payments via Payzapp & SmartPay, Income Tax/advance tax payments, GST payments, hotel and flight bookings on MMT MyBiz, Dmart, and Cleartax. You also earn 2,000 CashPoints every quarter on your quarterly spending of ₹1,00,000.  (On all retail spends excluding rent and petrol). You can redeem your CashPoints against statement credit. Apply Here.

Some HDFC Bank Credit Cards are being offered lifetime free through November 30, 2025

• HDFC Bank Pixel Credit Card: HDFC Bank launched PIXEL credit cards last year—its first end-to-end, mobile app-based, customisable, DIY digital card range. Through PIXEL, the Bank empowers customers with customisation and choice by allowing them to select their preferred categories and favourite merchants/platforms, such as Zomato, Myntra, MakeMyTrip, Amazon, BookMyShow, and Flipkart, among others. By doing so, customers can earn accelerated cashback on their spending from these merchants/platforms. Apply Here.

Some HDFC Bank Credit Cards are being offered lifetime free through December 31, 2025

• IRCTC Credit Card: This is specifically designed for railway users. You earn 5 Reward Points for every INR 100 spent on the IRCTC ticketing website and the Rail Connect App. Additionally, you get 1 Reward Point for every INR 100 spent on all other spends. Additionally, there are eight complimentary accesses to select IRCTC Executive Lounges each year, and a 1% Transaction charge waiver on transactions made on the IRCTC ticketing website and the Rail Connect App. Apply Here.

Apply for An HDFC Bank Personal Credit Card / Business Credit Card

Bottomline

HDFC Bank is offering lifetime free credit cards, including the Swiggy, BizGrow, Millenia and IRCTC Cards. You can go ahead and check your eligibility and apply for the offered cards here. The offer is valid for applications made through December 31, 2025, although different cards have different dates till when they are lifetime free.

What do you think of the LTF offers from HDFC Bank Credit Cards? Will you apply?

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