Axis Bank has confirmed in its credit-card policy documentation that it is collaborating with Scapia to launch a co-branded credit card. The card is expected to earn Scapia Coins on spending, with those rewards redeemable for travel-related experiences through the Scapia platform. Axis Bank has indicated that the card targets both Scapia and Axis Bank customers.
For Scapia, the Axis partnership is a significant step forward. The travel-focused fintech originally built its credit card proposition around Federal Bank and has since expanded to BOBCard. Axis now brings a much larger private-bank customer base and distribution network into the Scapia ecosystem. And hence, a much higher chance of serviceability and approval.
Scapia’s existing proposition has been built around a simple promise: travel rewards, zero joining and annual fees, and zero forex markup. Its cards also offer airport lounge access subject to spending requirements, while rewards earned through spending can be used for travel bookings and experiences on the Scapia platform.
The Axis version would replicate the current Scapia proposition.
But there is also an interesting strategic angle for Axis Bank. The bank already has a strong travel offering, most notably through its premium Atlas Credit Card and also the Horizon Card. Scapia allows Axis to target a different segment: customers looking for a digital-first, travel-focused card without the complexity and high annual fees associated with many premium travel cards.
Card image generated via AI
Axis Bank and Scapia are retaining the core Scapia proposition — particularly zero annual fees and zero forex markup — while offering meaningful rewards and travel benefits; the new card could become one of the more interesting additions to India’s travel credit card market.
Bottomline
The Axis Bank Scapia Credit Card could be one of the more interesting travel-card launches of 2026, particularly if it retains the core Scapia proposition of zero annual fees, zero forex markup and travel-focused rewards. The key uptick will come from a larger service area and a higher possible approval rate due to Axis Bank coming on board.
Apply for the Scapia Credit Card
The Axis Scapia card is coming. The real story will begin when we see exactly what Axis and Scapia put inside it.
Liked our articles and our efforts? Please pay an amount you are comfortable with; an amount you believe is the fair price for the content you have consumed. Please enter an amount in the box below and click on the button to pay; you can use Netbanking, Debit/Credit Cards, UPI, QR codes, or any Wallet to pay. Every contribution helps cover the cost of the content generated for your benefit.
(Important: to receive confirmation and details of your transaction, please enter a valid email address in the pop-up form that will appear after you click the ‘Pay Now’ button. For international transactions, use Paypal to process the transaction.)
We are not putting our articles behind any paywall where you are asked to pay before you read an article. We are asking you to pay after you have read the article if you are satisfied with the quality and our efforts.
Thanks for the article. Can you upgrade to the Axis Version if you already hold the Scapia card BOBCARD ?