We have written extensively about the HDFC Diners 10x program. HDFC Bank Diners Club 10X Rewards were my favourite kind of reward currency primarily due to some offbeat transfer partners they provided in India. The list went away in 2016, but still, I look at it as a 33% cashback card, with all the cashback going towards travel.
The list of 10X partners frequently gets updated, but no major shakeups, until yesterday. The focus has been on travel & e-commerce. They initially put out a year-long list of partners, but then recalled it, and started to extend the date of the promotion by the months. Here are the announcements for April, May, June & July 2016. Then, it got extended through March 2017 but applied caps on reward earning per month, and a one-month extension through April 2017. In May, they put a new list valid through July 2017. Subsequently, they added all categories of SmartBuy on the list as of July 2017. In the last reveal, they knocked off the travel category. You can now access this category through SmartBuy which is for everyone who is an HDFC Bank Credit Card Holder.
HDFC Bank Diners Club & Infinia Smartbuy 5X Reward Points
Today, HDFC Bank has confirmed that SmartBuy would continue through April 2019, but it would now be half of what it was in the last update. This is usual for April, as a full offer is not revealed in April, but it comes later.
That means you could earn 5X points for the following activities with HDFC SmartBuy here on:
- Flight Booking
- Hotel Booking
- Shopping via Flipkart & Amazon
- Comparison shopping via the SmartBuy website.
- This offer does not apply to the purchase of jewellery/gold coins or its equivalents.
- This offer does not apply to the purchase of prepaid cards/gift cards or its equivalents.
The Diners Club Black customers and Infinia Customers, they get 5X Reward Points. Other Credit Card and Debit Card customers will get a maximum of 5% cashback on their products.
- Infinia Customers will get a maximum of 25,000 Reward Points, worth INR 1 each in this calendar month.
- Diners Club Black Customers will get a maximum of 15,000 Reward Points, worth INR 1 each in this calendar month.
- Other Credit & Debit Card holders will get a maximum of INR 2000 cashback.
That means, for Diners Club Black, the maximum purchase value in April 2019 should be INR 112,500 for using the Diners Club Black on the Smartbuy portal. For Infinia customers, they can use their card for a total of INR 187,500 to maximise the promotion on the Smartbuy portal.
At the moment, there is still no information on the Diners 10X programme or the International Spend 10X programme, but the T&C updated on some partner merchants such as Bookmyshow reveal it to be continued till June 2019.
The 5x points do not apply to the HDFC Bank JetPrivilege co-branded Diners card. There is no extension on the 10X for International Spend at the moment.