HDFC Bank Online Spend Offer: Bonus Reward Points for Credit Card Holders

HDFC Bank has launched a new Online Spend offer which is offering discounts and bonus points for Credit Card, Debit Card and PayZapp users.

hdfc bank online spend offer

The new HDFC Bank Credit Card online spend offer, launched on May 21 encourages people to spend online and is offering 50% additional Reward Points for each online transaction higher than Rs.1,000 with HDFC Bank Credit Cards (for up to 10 purchases) through June 30, 2020. You get a maximum of 200 points through the offer and does not apply on EMI transactions.

Corporate Cards, Commercial Cards, Dealer Cards, Distributor Cards, Business Cards, Value Plus Cards, Millenia, Easy EMI, Freedom, Staff, IndianOil and JetPrivilege co-branded Credit Cards are excluded from the promotion.

The offer looks pretty weak, and one would do alright even without it. Let’s do the maths for a premium credit cardholder. For instance, a spend of INR 1050 on an Infinia card online would bring me 35 points, and now it would bring me 52 points. Even with the 10X offer, one would get 362 points instead of the 350 points earlier.

What are your thoughts on the promotion?

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About Ajay

Ajay Awtaney is the Founder and Editor of Live From A Lounge (LFAL), a pioneering digital platform renowned for publishing news and views about aviation, hotels, passenger experience, loyalty programs, travel trends and frequent travel tips for the Global Indian. He is considered the Indian authority on business travel, luxury travel, frequent flyer miles, loyalty credit cards and travel for Indians around the globe. Ajay is a frequent contributor and commentator on the media as well, including ET Now, BBC, CNBC TV18, NDTV, Conde Nast Traveller and many other outlets.

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  1. I have been trying to change my HDFC Jet co-brand Diners to a simple Diners Black but havent been successful. Ive been told to canel the existing card and with due process apply for a new Diners Black card citing that they cannot downgrade a card meaning the Co-brand card is higher than the Black one.
    Didnt understand the logic. Anyone else having the same issue?

  2. Really bad promotion, its incredibly weak and on top of that there is a hard limit of 200 points or 10 transactions whichever is first. Also, HDFC has not updated the Diner’s 10X list, which am afraid may have been phased out. Well fingers crossed.

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