HDFC Bank Diners Club 10X Rewards for May 2021 now include Cred Store & Travel

We have written extensively about the HDFC 10x points. HDFC Bank Diners Club 10X Rewards were my favourite kind of reward currency primarily due to some offbeat transfer partners they provided in India. The transfer partner list went away in 2016, but still, I look at it as a 33% cashback card, with all the cashback going towards travel at least in my case.

HDFC Diners Club 10X Points

HDFC Diners 10X Rewards

The list of 10X partners frequently gets updated. The focus has been on travel & e-commerce. 10X rewards were changed during the pandemic, with the HDFC Bank Diners Club 10X being removed altogether on Partner brands for the HDFC Bank Diners Club range of credit cards. However, HDFC Bank Diners 10X on Partner Brands returned in October 2020.

HDFC Bank Diners Club 10X Adds Cred Store and Travel

For May 2021, there is a new list of 10X Partner Brands for HDFC Bank Diners Club Credit Cards:

  • CRED store and travel
  • Seiko
  • Birkenstock

This list is valid from May 1 to May 31, 2021. The incremental 9X Rewards will be posted within 90 days from the end of the calendar month in which the transaction is completed and settlement has happened at the merchant end. The date of settlement will be considered for calculating the maximum cap. Max cap is applied calendar month wise.

Just as a recap, you earn the following points on your cards with the various variants on the merchants mentioned above:

  • Rewardz: 3 points/INR 150 + 27 points/INR 150 bonus [Total 30 points/INR 150]. Monetary Value is INR 9 [6% cashback]
  • Premium/Club Miles/Privilege: 4 points/INR 150 + 36 points/INR 150 bonus [Total 40 points/INR 150]. Monetary Value is INR 20 [13% cashback] 
  • Black: 5 points/INR 150 + 45 points/INR 150 bonus [Total 50 points/INR 150]. Monetary Value of INR 50 [33% cashback]
  • Here is the cap installed on the number of points you can earn per month for using 10X partner brands.
    • Rewardz:  2,000 points
    • Premium/Club Miles: 5,000 points
    • Diners Privilege: 10,000 points
    • Black: 25,000 points

Remember, for those of you who use CRED to do your rent payments, there is also a 2X point offer on Rent payment with Diners Club cards at the moment.

What do you think of these changes to the HDFC Bank Diners Club?

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About Ajay

Ajay Awtaney is the Founder and Editor of Live From A Lounge (LFAL), a pioneering digital platform renowned for publishing news and views about aviation, hotels, passenger experience, loyalty programs, travel trends and frequent travel tips for the Global Indian. He is considered the Indian authority on business travel, luxury travel, frequent flyer miles, loyalty credit cards and travel for Indians around the globe. Ajay is a frequent contributor and commentator on the media as well, including ET Now, BBC, CNBC TV18, NDTV, Conde Nast Traveller and many other outlets.

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  1. You only mentioned about 10x partners with dinners what about smartbuy partners & what is there upper limit for reward points?
    Specially for dinners club mile..

    • @Jagath, the topic of the article was only 10x points with diners so obviously it only talked about 10x points with Diners Club.

  2. Well, in a non pandemic world cred travel with DCB 10x offers an amazing value. Anyways, cred store has niche products. for those who are interested , it still offers great benefit over the powerplay deals.

  3. Ajay, maybe I am missing something, but could you please explain how 30 points are worth Rs. 9 whereas 50 points are worth Rs. 50?

    • @Vatsal, the INR 1 value is only for the DCB. Other Diners Club Cards in the HDFC Bank suite of cards have a lower value of per point redemption.

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