Citibank, Axis Bank & American Express Credit Card Referrals in India

Citibank offering up to INR 9999 for member referrals in India

Citibank ran a pretty lucrative member-get-member promotion earlier in the year, where they offered the originating member (who made a referral INR 2,500) per card referral which was successful.

Citibank is now back with a new promotion, where you get INR 2,000 per card referral which is successful, up to 5 cards for INR 9999. I think the INR 9,999 limit comes into play because at INR 10,000 or more, they’d have to start doing Tax Deductions and issue TDS certificates as well.


You need to have an existing Citibank Credit Card or Citibank Savings Account to be able to make a referral. The person you refer to, should receive a customised email from you, and apply for a card using the link in that email. Within 30 days of the card application being successful, you get a cashback in your credit card account, or credit to your savings account for the amount promised. Referral is valid for the following cards:

The person referred of course also gets their standard benefits. For example, with Citibank PremierMiles, the new joinee gets 10000 PremierMiles as startup miles for signing on.

Here are all the Terms & Conditions. The promotion is valid for referrals made till 19 September 2014 at the moment. There is also another publicly available offer at the moment, which gets extra bonus miles, for applications made till August 31, 2014. If you would like me to send you a referral for a Citibank card, please send me an email to ajay @ livefromalounge .com.

American Express offering JP Miles/Membership Reward points for Member referrals

a close-up of a card

American Express has been running a referral program since January 2014, where existing members can refer new members for credit cards. The following cardholders can participate:

You can refer a new member for the American Express Jet Airways Platinum Credit Card, Platinum Travel Credit Card & Platinum Reserve Credit Card. You get 3000 JPMiles or 3000 Membership Reward points for every successful referral, up to 5 referrals.

The person who receives the referral also gets 2000 extra JP Miles or Membership Reward points depending upon the card they apply for. Applications for new credit cards have to be completed by October 30, 2014 and new cards have to be issued before November 30, 2014 for this to be deemed as a successful referral. The program is open only in select cities viz. Delhi/NCR, Mumbai, Navi Mumbai, Thane, Pune, Hyderabad, Bangalore, and Chennai.

Yet again, if you’d like me to send you a referral, please drop me a line at ajay at livefromalounge dot com and I’ll be happy to send you one along.

Axis Bank Miles & More Credit Card referrals


Axis Bank is also offering 2000 miles per successful reference for the Axis Bank Miles & More Credit Cards in India. The existing member will be able to receive 2000 miles for a reference, and the applicant receives the regular welcome bonus. Here are the Terms & Conditions. The promotion is valid for a maximum of 10 referrals, and extends till October 31, 2014.

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About Ajay

Ajay Awtaney is the Founder and Editor of Live From A Lounge (LFAL), a pioneering digital platform renowned for publishing news and views about aviation, hotels, passenger experience, loyalty programs, travel trends and frequent travel tips for the Global Indian. He is considered the Indian authority on business travel, luxury travel, frequent flyer miles, loyalty credit cards and travel for Indians around the globe. Ajay is a frequent contributor and commentator on the media as well, including ET Now, BBC, CNBC TV18, NDTV, Conde Nast Traveller and many other outlets.

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  1. They are also running a referral offer wherein 5000 miles bonus for every citibank primeremiles card issued to a referee. A cap of 25000 miles limited to 5 member only. Just checked their terms & condition page.

  2. Hi Ajay,

    Thank you for the referral you had sent me for Jet Airways American express card.

    I have utilized the same and i received the card on 2nd August.

    I hope you will soon get the referral miles. Let me know once they are posted to you.

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