Amex Insurance Offer: 10X Membership Rewards points

American Express has been expanding the ambit of the card acceptance over time in India. They have started the year 2020 with a bang. After perhaps a successful 2019 with the Amex Insurance Payment offer, American Express has another one on offer for 2020. Here are the details of the Amex Insurance Offer for those payments coming up towards insurance this quarter.

AMex Insurance Offer

Amex Insurance Offer: 10X Membership Rewards Points

To promote their reach in the insurance segment, there is a new Amex Insurance Offer, offering bonus Membership Rewards points and Intermiles for paying Insurance expenses on their proprietary Credit Cards, Jet Airways co-branded credit card and proprietary Charge Cards between January 17, 2020, and March 31, 2020. Only the following cards, issued in India, are eligible for this offer:

The promotion seems to be targetted and wants cardmembers to enrol for the offer before making the payment. The interesting part is, Amex does not offer Membership Rewards points for insurance spends since 2014, but they will offer it this quarter. The minimum spend is 100 INR to get the offer. The maximum spends for the cards which earn 10 MR/INR 100 and hence this promotion seems to be capped at INR 50,000. For the InterMiles earning, the maximum InterMiles you can receive with the promotion is 3,000.

Membership Rewards points are being given under this offer and will not earn any regular points. After the offer ends, Cardmembers will stop getting any Membership Rewards Points on Insurance spends. The Bonus Membership Rewards Points will get credited to Cardmember’s account by June 30, 2020.


It is fantastic when you can earn miles for stuff that you are already going to have to do, such as paying insurance. But when you are going to get 10X points to do that, it is all the more reason to do so. Amex is out there to get members to get used to using their cards for more categories this year, and this seems just the start.

Which American Express Card are you going to use this quarter to pay for your insurance?

About Ajay

Ajay Awtaney is the Founder and Editor of Live From A Lounge (LFAL), a pioneering digital platform renowned for publishing news and views about aviation, hotels, passenger experience, loyalty programs, travel trends and frequent travel tips for the Global Indian. He is considered the Indian authority on business travel, luxury travel, frequent flyer miles, loyalty credit cards and travel for Indians around the globe. Ajay is a frequent contributor and commentator on the media as well, including ET Now, BBC, CNBC TV18, NDTV, Conde Nast Traveller and many other outlets.

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  1. Could anyone who has got the mail from amex, post the link here??
    It doesnot matter if you are targeted by Amex or not, if you have the link then you can register. Had tried it last year and it worked.

  2. My question is Not related to the above offer.

    Amex MRCC have complimentary lounge access ?

    If yes than please share how much and a link to that would be of great help.

  3. For redeeming the offer, Do I have to choose health insurance from. Amex portals or I can just pay by amex card. Can I buy insurance under these offer for my parents too.. thanks

      • @MT Amex does not give rewards on insurance. It is a 4 year old thing and I have written this there. Only wish you read the fine print before making up fictional numbers

    • @Vyom Amex does not give rewards on insurance. It is a 4 year old thing and I have written this there. Only wish you read the fine print before making up fictional numbers

  4. Two quick questions:

    1. Is the limit per card or per person
    2. Does the offer appear on the dashboard or targetted by e-mail?


  5. Can you please help me understand which all insurance it covers? Car, health or all?
    Because it’s not mentioned anywhere in the email or T&C.


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