Lifetime Free Cards available in March 2024

While all banks don’t have travel credit cards, it makes sense to have cards available from various credit card issuers from the perspective of getting a discount or a deal from various promotions these card issuers occasionally participate in. Here are some of those deals that are available in March 2024. Apparently, at this point in time, banks also want to close the year with a good number of credit cards, so they are being easy about approving these cards, which was not the case earlier.

IndusInd Legend Credit Card

a black credit card with white text

IndusInd Legend is now issued as a lifetime-free product. You get a reward rate of 0.75%- 1.5% on retail purchases (the card earns double points for weekend spending). Apart from that, you get milestone benefits. For instance, you earn 4000 bonus reward points for spending ₹6 lakhs or more in a calendar year. Its other benefits include complimentary airport lounge access and a BookMyShow BOGO offer (up to INR 200). The unwritten benefit of the card is it offers a Select savings bank account without having to maintain the AMB.

Apply here for the Lifetime Free IndusInd Legend Credit Card


AU Lit Credit Card

a card with a chip and a logo

The AU Lit Credit Card offers customisable rewards and benefits. Some benefits are chargeable, but you get to pick what you want. The basic card is lifetime free. Here are some benefits of this card when you sign up for the (nominal) fees for the benefits. The basic card and the rewards earned stay free.

  • For INR 49, get a 1% fuel surcharge waiver on fuel transactions between INR 400 and INR 5,000 for 90 Days
  • For INR 99, get a complimentary 3-month Zee5 membership
  • For INR 199, you can get the following benefits for 90 days (INR 199 each):
    • Get 1 complimentary Domestic Airport lounge visit per quarter
    • Get 2% additional cashback on achieving milestone spends
    • Get a complimentary 3-month Amazon Prime membership
    • Get 5X Reward Points for online spending
  • For INR 299, you can get the following benefits for 90 days (INR 299 each):
    • Get 2 complimentary Domestic airport lounge visits
    • Get 5% additional cashback on achieving milestone spends
    • Get 10X Reward Points for offline spending
    • Get 5% additional cashback on all Dining
    • Get 5% additional cashback on all Grocery
    • Get 5% additional cashback on all travel

Apply Here for the AU Bank LIT Credit Card LTF

Axis Bank Neo Credit Card

a credit card with a pink sunglasses

The Axis Bank Neo Credit Card is usually issued against an INR 250 fee, but right now, it is offered lifetime free for a limited period. The card has some good features for an entry-level card:

  • 100% cashback up to INR 300 on a utility bill payment within 30 days of card issuance
  • Get 40% Off on Zomato twice a month (up to INR 120 per instance)
  • Get 5% Off on Utility Bill payments via Amazon Pay once per month
  • 10% Off on Blinkit (Maximum Discount of INR 250), once a month
  • 10% Off on BookMyShow (Maximum discount of INR 100), once a month
  • Up to 15% Off at partner restaurants under the Dining Delights program via EazyDiner

Apply Here for the Axis Bank Neo Credit Card LTF

IDFC First Bank Credit Cards

a group of credit cards

IDFC First Bank promotes all their proprietary credit cards as lifetime-free. However, they come with their own benefits, and I’ve kept one for occasional use. Besides, IDFC First Bank has proven to be very customer-friendly in their dealings in app and on the phone. The reason to keep their card?

  • You get INR 500 worth of gift vouchers on a successful card approval.
  • Upto 10X Rewards on Online Transactions (each reward point is worth INR 0.25)
  • Up to 20% off on movie tickets every month

Rental and Property management transactions earn 3X reward points. Insurance premium payments and Utility Bill Payments earn 1x Rewards as well.

Apply for IDFC First Bank Credit Cards

What cards do you want to see being offered lifetime free in 2024?

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About Ajay

Ajay Awtaney is the Founder and Editor of Live From A Lounge (LFAL), a pioneering digital platform renowned for publishing news and views about aviation, hotels, passenger experience, loyalty programs, travel trends and frequent travel tips for the Global Indian. He is considered the Indian authority on business travel, luxury travel, frequent flyer miles, loyalty credit cards and travel for Indians around the globe. Ajay is a frequent contributor and commentator on the media as well, including ET Now, BBC, CNBC TV18, NDTV, Conde Nast Traveller and many other outlets.

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