The IndiGo Ka-Ching Credit Cards, issued by HDFC Bank and powered by MasterCard, was launched in February 2020.

The new credit cards, in the legacy ways of IndiGo, were branded as ‘Ka-ching’, going after the sound of the money till reference. The cards were launched in two variants, 6E Rewards and 6E Rewards XL. Customers are able to avail of complimentary Air Tickets on activation for an amount of INR 1500 or INR 3000, depending on the variant. The credit cards allow customers to accrue accelerated 6E Rewards on IndiGo transactions. They can also earn additional 10-15% 6E Rewards on dining, shopping, transport and medical spends with Featured Partners.

Furthermore, customers have access to other benefits, including priority check-in, choice of seats, and a complimentary meal. The Ka-ching card also offers 14 travel and lifestyle benefits. This includes lounge access, complimentary expert medical opinions from global experts, freedom to play golf in some of the top golf courses in India. Cardholders will also be able to avail MasterCard concierge services, airport limousine service and enjoy premium benefits and savings on hotels, car rentals and flight bookings.

The 6E Rewards card, the entry-level card, will have the following features.

• Complimentary Air Ticket worth INR 1,500 on activation
• 6E Prime Add-on (priority check-in, choice of seat, and a complimentary meal)
• 2.5% 6E Rewards on IndiGo transactions
• 2% 6E Rewards on dining, entertainment and grocery transactions
• 1% 6E Rewards on all other non-IndiGo purchases (except fuel & wallet)
• Up to 10% 6E Rewards on Feature Partner transactions
• A discounted convenience fee of INR 100 per passenger per segment
• 1% Fuel surcharge waiver

The 6E Rewards XL card, which is the higher-end version of the product, is even more power-packed and has a much higher reward on spends:

• Complimentary Air Ticket worth INR 3000 on activation
• 6E Prime (priority check-in, choice of seat, and a complimentary meal)
• 5% 6E Rewards on IndiGo transactions
• 3% 6E Rewards on dining, entertainment and grocery transactions
• 2% 6E Rewards on all other non-IndiGo purchases (except fuel & wallet)
• Up to 15% 6E Rewards on Feature Partner transactions
• 8 Complimentary Domestic airport lounge access
• 1% Fuel surcharge waiver
• A discounted convenience fee of INR 100 per pax per segment

The 6E Rewards card is usually priced at INR 700 per annum, and the 6E Rewards XL is priced at INR 2,500 per annum. But for a limited time, IndiGo and HDFC Bank are offering the Credit Card for free. If you apply for the Ka-ching credit card between August 4 – 10, 2020, you can get the Annual Fee applicable to Ka-ching credit card in the first year waived off.

I think this is a great promotion for those who don’t have the HDFC IndiGo co-branded credit card and would like one. You can access the application website here. 

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