HSBC Credit Cards Summer 2025′ forex charges cashback offer across its’ credit card range

A few days ago, HSBC India’s Credit Card range unveiled a new summer offer: up to 100% cashback on foreign exchange charges. The details of the promotion, which are different for different cards, are here.

HSBC Credit Cards’ Summer Foreign Exchange Refund Offer

HSBC’s new credit card promotion involves cashback for credit card foreign exchange charges, which are up to half in most cases but in full when spent on foreign exchange for over 10 Lakh INR. The promotion lasts through June 30, 2025, and requires registration. Here are the details.

100% Foreign Exchange Charges Cashback on TravelOne Credit Card

HSBC’s newly launched HSBC TravelOne Credit Card offers a 3.5% cashback on all foreign currency spending, with a monthly cap of INR 100,000 per account. So, you just pay the 18% GST on this card for your foreign exchange spend.

The offer is valid from April 1 to June 30, 2025 (inclusive dates). You still earn rewards on the credit card, which is accelerated for foreign exchange spent on HSBC TravelOne. You can register for the offer at any time within the offer period, and you will still get the full cashback for the entire cashback offer period. The cashback will hit your account by August 31, 2025.

Full T&C of the promotion for the TravelOne Card.

50-100% Foreign Exchange Charges Cashback on Premier Credit Card

HSBC’s Premier Credit Card offers a 0.50% cashback on all foreign currency spending, with a monthly cap of INR 100,000 per account. If your spending in foreign exchange on the card goes above INR 10,00,000 through the promotion period, you get 100% cashback. So, you just pay the 18% GST on this card for your foreign exchange spend.

The offer is valid from April 5 to June 30, 2025 (inclusive dates). You still earn rewards on the credit card. You can register for the offer at any time within the offer period, and you will still get the full cashback for the entire cashback offer period. The cashback will hit your account by August 31, 2025.

a credit card with a purple diamond and colorful design

HSBC Premier Credit Card

Full T&C of the promotion for the HSBC Premier.

42-100% Foreign Exchange Charges Cashback on HSBC Platinum and HSBC Taj Credit Cards

HSBC Platinum Credit Card offers a 1.50% cashback on all foreign currency spending, with a monthly cap of INR 100,000 per account. If your spending in foreign exchange on the card goes above INR 10,00,000 through the promotion period, you get another 2% cashback. So, you just pay the 18% GST on this card for your foreign exchange spend. The same promotion is also being offered for the HSBC Taj Credit Card.

Full T&C of the promotion for the HSBC Platinum Credit Card.

Full T&C of the promotion for the HSBC Taj Credit Card.

28-57% Foreign Exchange Charges Cashback on HSBC Live+ Credit Cards

HSBC Live+ Credit Card offers a 1% cashback on all foreign currency spending, with a monthly cap of INR 100,000 per account. If your spending in foreign exchange on the card goes above INR 10,00,000 through the promotion period, you get another 1% cashback. So, just pay 1.5% plus the 18% GST on this card for your foreign exchange spend.

The offer is valid from April 5 to June 30, 2025 (inclusive dates). You still earn rewards on the credit card. You can register for the offer at any time within the offer period, and you will still get the cashback for the entire cashback offer period. The cashback will hit your account by August 31, 2025.

Full T&C of the promotion for the HSBC Live+ Credit Card.

Bottomline

Across the retail credit card range of HSBC Credit Cards, a few variations of the same foreign exchange cashback promotion are ongoing. For one card, the promotion launched on April 1, 2025 and for the other cards on April 5, 2025. The promotion ends on June 30, 2025, for all the cards, though, and the cashback will be fulfilled on or by August 31, 2025.

Have you registered for the HSBC Cashback promotion and will you be using it?

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