HDFC Credit Card insurance payment offers double reward points

HDFC Bank has been adding a lot of promotional offers for their card users over time in India. It seems they also fired the first shots in offering more points to their users this quarter before American Express came back with a 10X offer of sorts. Here are all the details of the HDFC Credit Card insurance payment offers for the quarter of January to March 2019.

HDFC Credit Card Insurance Payment offers double rewards

a screenshot of a phone

To promote their reach in the insurance segment, there is a new HDFC Bank Credit Cards offer, offering bonus Rewards Points for paying Insurance expenses on their proprietary Credit Cards and between January 1, 2019, and March 31, 2019. The offer is valid for all online and offline insurance payments, and the best part is valid for all customers. The maximum cap on the bonus Reward points is 5000, and the bonus will be credited before June 30, 2019.

For instance, let’s say you earn on your Regalia Credit Card for insurance payments. Each INR 150 spend gets you four reward points, and you get a maximum of 2000 Reward points per insurance transaction. That means the maximum per transaction spend you can make for insurance payments would be INR 75,000 for Regalia, and the overall spend would be INR 187,500.

The offer applies to retail transactions which are done between January 1, 2019, and March 31, 2019, and is not valid of EMI or SmartPay transactions.


It is fantastic when you can earn miles for stuff that you are already going to have to do, such as paying insurance. But when you are going to get double points to do that, it is all the more reason to do so with your credit card.

Which HDFC Bank Credit Card are you going to use this quarter to pay for your insurance?

(HT to Kumar MS)

About Ajay

Ajay Awtaney is the Founder and Editor of Live From A Lounge (LFAL), a pioneering digital platform renowned for publishing news and views about aviation, hotels, passenger experience, loyalty programs, travel trends and frequent travel tips for the Global Indian. He is considered the Indian authority on business travel, luxury travel, frequent flyer miles, loyalty credit cards and travel for Indians around the globe. Ajay is a frequent contributor and commentator on the media as well, including ET Now, BBC, CNBC TV18, NDTV, Conde Nast Traveller and many other outlets.

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  1. Hi
    Is it true that spending on credit card for lic insurance policy payment will earn 100% reward points.. my premium amount is 47000… what will be reward point for this payment

  2. In case of double points on insurance transactions will the limit per transaction remain same as 2,000 points or would it count as 4,000 points?

    Can you confirm, for Regalia (under double points offer), the transaction size for maximum benefit would be

    (1) 2000 Points : Rs. 37,500
    (2) 4000 Points : Rs. 75,000

  3. Hi, what is the source of this info. I checked the same with HDFC customer care, and they denied to have any such offer.

  4. Does anyone know HDFC Debit card PIN can be changed overseas?
    I am an NRI and have received my card overseas, tried to change default PIN sent by bank at a European ATM with no luck.

    Any feedback?

    • This offer only who received a mail , he will get the voucher, i got one old 500 worth flipkart voucher

  5. Can you provide the link to the actual offer as the link provided does not work? Cant find the offer on smartbuy.

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