As many of you would know, a few years ago, HDFC Bank started to offer a white-labelled portal called Smartbuy where they wanted customers to route via for their purchases on Amazon, Flipkart, hotel and airline purchases and so on to earn their 10x points or a percentage cashback in the case of many debit and credit cards issued by HDFC Bank. Over the years, the bank has added many other options, such as buying vouchers and so on.
Now, HDFC Bank has a new promotion for those who have not used the Smartbuy website before. As per HDFC Bank, for the first use of the HDFC Bank Smartbuy website (a minimum transaction of INR 500), you get an INR 250 voucher which you can use to redeem on over 150 brands. For earning this voucher, make a successful transaction completed on SmartBuy under categories Flights, Hotels, Bus, Rail, Instant Vouchers, Flipkart Store in SmartBuy, Amazon Store on SmartBuy.
Additionally, suppose you spend over INR 5000 during March 2021 on the Smartbuy portal (same categories as above). In that case, you get another INR 250 voucher, making it a total of INR 500 being returned to you. These vouchers will come to you within 90 days of making the transaction as a text message or on your email. Remember, this exact offer was also promoted in February 2021.
Assuming you got lucky upgrading to the Infinia or Diners Club Black in the recent months and this is your first-month using Smartbuy, you are going to get 43% returns (33% returns via the 10x points, and then another 10% back via the vouchers, assuming you top the INR 5000 spends).
Here are the details of the promotion.
If you are a first-time Smartbuy customer, you get up to INR 500 in instant vouchers for use on a brand of your choice. The first voucher gets triggered on an INR 500 spent, and the second voucher gets triggered on a cumulative spend of INR 5000 during March 2021.
Have you used this HDFC Bank Smartbuy offer?
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