HDFC Bank offering 3X points on Payzapp transactions paid by Infinia / Diners Club Black Cards

(Originally published July 19, 2021; Updated on September 7, 2021)

HDFC Bank Credit Cards has been on a roll with respect to now promotions, while they wait in the penalty box to be able to get new customers on board. They have recently launched a promotion offering 2X points on Grocery and Medicine, apart from their monthly targeted promotions for many customers. Now, there is yet another new promotion, which HDFC Bank wants to help people to use their Payzapp virtual card product.

HDFC Bank offering 3X Reward Points on Payzapp Transactions through September 30, 2021

HDFC Bank runs a digital payment product called Payzapp, which you can download via the Apple App Store or Google Play Store. From July 15, through September 30, 2021, when you make any transaction above INR 2000 via PayZapp, you will get 3X Reward Points on your HDFC Bank Credit Card. Take note, that this offer is only applicable for HDFC Bank Infinia, Diners Club Black, Regalia, and Diners Club Privilege Credit Card customers. Also, you can’t use this offer to pay rent and grab 3X points.

The maximum benefit you can earn per card in a calendar month will be 1500 reward points, which will be posted within 30 working days after the transaction.

Transaction on PayZapp can be done through the following ways:

  • In-app payments (excluding Load Money,, Magicbricks)
  • PayZapp wallet for payment on partner app/sites

How to link a card with PayZapp?

  • Log in using your credential on PayZapp
  • Click on Manage Cards
  • Click on the New Card tab
  • Fill in your card details and click on Add Card

You can check out the full details of the promotion here.

This is a great way to make people aware of the Payzapp option, which has been largely ingrained in the Razorpay payment gateway and hence available on many websites across the country (including LiveFromALounge)


If you are going to spend over INR 2000 using your HDFC Bank credit cards online, it will be a great idea to reroute that spend via the Payzapp option after linking your card to get 3X points on the spend. This is a short-lived promotion, so make sure you act fast!

Have you made any spends using your HDFC Bank Credit Cards/Payzapp to receive 3X points?

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About Ajay

Ajay Awtaney is the Founder and Editor of Live From A Lounge (LFAL), a pioneering digital platform renowned for publishing news and views about aviation, hotels, passenger experience, loyalty programs, travel trends and frequent travel tips for the Global Indian. He is considered the Indian authority on business travel, luxury travel, frequent flyer miles, loyalty credit cards and travel for Indians around the globe. Ajay is a frequent contributor and commentator on the media as well, including ET Now, BBC, CNBC TV18, NDTV, Conde Nast Traveller and many other outlets.

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  1. Ajay,

    two queries on this offer:

    1. is there an opportunity to double dip on telecom and utilities? Payzapp offers CB on telecom, electricity, gas and water bill payments.
    2. the bonus RP cap is 1000 or 1500? the HDFC offer page states both and is confusing.



  2. My HDFC regalia reward points are expiring soon… within two months.. Is there any ways to extend the validity of the reward points ?

  3. Is there a double dip opportunity here with 10x on Swiggy? If I pay via PayZapp on Swiggy will it get me 10x + 3x Points? Sounds silly but just curious.

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