We have written extensively about the HDFC 10x points. HDFC Bank Diners Club 10X Rewards were my favourite kind of reward currency primarily due to some offbeat transfer partners they provided in India. The transfer partner list went away in 2016, but still, I look at it as a 16-33% cash back card, with all the cashback going towards travel at least in my case.

The list of 10X partners frequently gets updated. The focus has been on travel & e-commerce. 10X rewards were changed during the pandemic, with the HDFC Bank Diners Club 10X being removed altogether on Partner brands for the HDFC Bank Diners Club range of credit cards. However, HDFC Bank Diners 10X on Partner Brands returned in October 2020. In May 2021, HDFC Bank added CRED as a partner for their 10X brands.

HDFC Bank Diners Club 10X Adds Swiggy

For June 2021, there is a new list of 10X Partner Brands for HDFC Bank Diners Club Credit Cards:

• CRED store and travel
• cure.fit
• Seiko
• Birkenstock
• Swiggy (orders above INR 300, only food)

This list is valid from June 1 to June 30, 2021. The incremental 9X Rewards will be posted within 90 days from the end of the calendar month in which the transaction is completed and settlement has happened at the merchant end. The date of settlement will be considered for calculating the maximum cap. Max cap is applied calendar month wise.

Just as a recap, you earn the following points on your cards with the various variants on the merchants mentioned above:

• Rewardz: 3 points/INR 150 + 27 points/INR 150 bonus [Total 30 points/INR 150]. Monetary Value is INR 9 [6% cashback]
• Premium/Club Miles/Privilege: 4 points/INR 150 + 36 points/INR 150 bonus [Total 40 points/INR 150]. Monetary Value is INR 20 [13% cashback] 
• Black: 5 points/INR 150 + 45 points/INR 150 bonus [Total 50 points/INR 150]. Monetary Value of INR 50 [33% cashback]
• Here is the cap installed on the number of points you can earn per month for using 10X partner brands.
  • Rewardz:  2,000 points
  • Premium/Club Miles: 5,000 points
  • Diners Privilege: 10,000 points
  • Black: 25,000 points

This list above is only specific to these partner brands and not for the Smartbuy 10X programme.

Remember, for those of you who use CRED to do your rent payments, there is also a 2X point offer on Rent payment with Diners Club cards at the moment.

What do you think of these changes to the HDFC Bank Diners Club?

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