Axis Bank is riding the high of launching some pretty incredible products, such as the Magnus (Review) and Atlas cards over the past few years, and has also acquired the business of Citi in India. Now, Axis Bank has returned with some promotional offers, which could help you enter the Axis Bank Credit Cards ecosystem for a free or a lifetime free credit card.
The Axis Bank My Zone Credit Card has a few things going for it, making it a worthy card to get, especially if you are not interested in adding one more premium card to your wallet. The headline benefits offered on the card are not over the top. You get a 40% discount on your Swiggy orders when paying with the My Zone Credit Card four times a month, and additionally, you get Buy One Get One Free on movies up to INR 200 per month with PayTM movies.
Additionally, you get a SonyLIV subscription worth INR 999 every year you hold the card. In the first year, you get it when you make your first spend on the card, and the code arrives on SMS. Next year onwards, as long as you make INR 1.5 Lakh worth of spend on the card in a year, you get the code.
Besides that, you also earn 4 EDGE Reward Points per INR 200 spent. Axis Bank recently made some power moves in that space, offering a whole bouquet of transfer partners, but 20 EDGE Reward Points from this card (the equivalent of INR 1000 worth of spending) get you 1 Mile in most programmes, so that is not worthy of a discussion. Instead, the INR 0.2 value is better off per Edge Reward for redemption on the Axis Bank portal. [Along with the Magnus/Reserve, though, the transfer becomes the 5:4 one for EDGE Rewards]
Finally, the card also offers lounge access once a quarter, which is pretty neat for a free credit card. Tie this up with the EazyDiner powered Dining Delights, where Axis Bank My Zone Credit Card holders will get a 15% discount, up to INR 500, and you see the case to keep this free card in your pocket if you don’t already have an Axis Bank Credit Card.
Axis Bank is also promoting its IndianOil co-brand card, which was launched in 2022, at the moment. While the card usually is offered at INR 500+GST per annum, for the time being, the card is being offered lifetime free. The card offers 20 points/INR 100 spent for fuel spending up to INR 5000 per month, which is modest, but you also get a 1% fuel surcharge waiver.
Axis Bank is offering some of their cards as lifetime free at the moment. If you’d like any of these cards, you should apply now. Or, if you are looking to start a relationship with Axis Bank and a few months later move to one of the more premium cards, now is the time to sign up for one.
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