Here is how to get an Axis Bank Credit Card Free, and get paid for it!

Axis Bank is riding the high of launching some pretty incredible products, such as the Magnus (Review) and Atlas cards over the past few years, and has also acquired the business of Citi in India. Now, as the financial year ending approaches, Axis Bank has returned with some promotional offers, which could help you enter the Axis Bank Credit Cards ecosystem for a free or a lifetime free credit card.

The first card on the list is the Axis Bank MyZone Credit Card.  The card has been around for over seven years now and is currently being offered lifetime free.  But not just that, you get an INR 500 Amazon Pay Voucher free with the card when you get approval on the card.

The Axis Bank My Zone Credit Card has a few things going for it, making it a worthy card to get, especially if you are not interested in adding one more premium card to your wallet. The headline benefits offered on the card are not over the top. You get a 40% discount on your Swiggy orders when paying with the My Zone Credit Card four times a month, and additionally, you get Buy One Get One Free on movies up to INR 200 per month with PayTM movies.

Additionally, you get a SonyLIV subscription worth INR 999 every year you hold the card. In the first year, you get it when you make your first spend on the card, and the code arrives on SMS. Next year onwards, as long as you make INR 1.5 Lakh worth of spend on the card in a year, you get the code.

Besides that, you also earn 4 EDGE Reward Points per INR 200 spent. Axis Bank recently made some power moves in that space, offering a whole bouquet of transfer partners, but 20 EDGE Reward Points from this card (the equivalent of INR 1000 worth of spending) get you 1 Mile in most programmes, so that is not worthy of a discussion. Instead, the INR 0.2 value is better off per Edge Reward for redemption on the Axis Bank portal.

Finally, the card also offers lounge access once a quarter, which is pretty neat for a free credit card. Tie this up with the EazyDiner powered Dining Delights, where Axis Bank My Zone Credit Card holders will get a 15% discount, up to INR 500, and you see the case to keep this free card in your pocket if you don’t already have an Axis Bank Credit Card.

Signup for the Axis Bank My Zone Credit Card here

Axis Bank is also promoting its IndianOil co-brand card, which was launched in 2022 at the moment. While the card usually is offered at INR 500+GST per annum, for the time being, the card is being offered lifetime free. The card offers 20 points/INR 100 spent for fuel spending up to INR 5000 per month, which is modest, but you also get a 1% fuel surcharge waiver.

Apply for the IndianOil Axis Bank Credit Card Here

Axis Bank is offering the Privilege Credit Card as a first-year free at the moment. (Apply here). The card is usually priced at INR 1500 + GST for the first year and every subsequent year. On successful application, Axis Bank will award you 6250 points, which can be used towards vouchers worth INR 2500 at Lifestyle, Myntra or Louis Phillipe. These points arrive after the first three transactions on your card. You also get two free airport lounge access every calendar quarter.

Apply for the Axis Bank Privilege Credit Card Here


Axis Bank is offering many of their cards as lifetime free at the moment, and some as first year free as well. If you’d like any of these cards, you should apply now. Or, if you are looking to start a relationship with Axis Bank and a few months later move to one of the more premium cards, now is the time to sign up for one.

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About Ajay

Ajay Awtaney is the Founder and Editor of Live From A Lounge (LFAL), a pioneering digital platform renowned for publishing news and views about aviation, hotels, passenger experience, loyalty programs, travel trends and frequent travel tips for the Global Indian. He is considered the Indian authority on business travel, luxury travel, frequent flyer miles, loyalty credit cards and travel for Indians around the globe. Ajay is a frequent contributor and commentator on the media as well, including ET Now, BBC, CNBC TV18, NDTV, Conde Nast Traveller and many other outlets.

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