American Express Platinum Card minimum spends going up in October 2019

A few days ago, I was being asked if this is the right time to apply for the American Express Platinum Charge Card? There were a few reasons I had listed for making this move right about now,

You should read this post for the full details. 

Amex Platinum Charge Card India

For the longest time, American Express has been offering a 100,000 Membership Rewards bonus against INR 25,000 spend in 60 days as the welcome gift. However, this peg is going to be raised significantly in the coming days.

American Express has just started displaying a notice on their website, which states that from October 20, 2019, onwards, your welcome gift will be fulfilled on payment of the annual fee and spending of INR 90,000 within 90 days, which means a 3.6 times escalation on the minimum spend requirements.

So, if you would like to apply for the American Express Platinum Charge Card, perhaps right now is the best time to apply so that you still get everything sorted out by the end of the month, and with that you will have a reasonable shot at also getting the Membership Rewards to Marriott Bonvoy transfer bonus.

What do you make of the new requirements for the American Express Platinum Charge Card?

(H/T: Pravin Kuddav)


  1. Pulled trigger today using your link for 110k points. I was contacted by Amex team and I told them I would need this quickly so I can still make use of AMEX-Marriott offer. They indicated they can get the card by early next week. Fingers crossed.

    • Does any know why applying through online would trigger 3 different CIBIL queries? I refreshed my Cibil report today and I can see 3 pulls on 3 different dates. Is this normal or should I raise dispute?

      • Additional Info:
        I went through the the referral link on 28th Sep however didn’t fully submit. Received an email on saved application and submitter that on 8th Oct.
        Now I see queries on 28th, 8th and 10th. Any insights/direction would be appreciated.

  2. All this banks are so Inconsistent. They keep updating there t&c once they get the grip on market. Ultimately we have to keep on spending on the higher side

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