The Swiggy HDFC Bank Credit Card is a compelling option for frequent users of the Swiggy platform. The card was launched in July 2023, and over 150,000 members signed up for it in a short year-long period. Now, the food-delivery and quick commerce app is pushing the card to most frequent users, trying to bulk up numbers before its Initial Public Offering. For that, the Swiggy HDFC Bank Credit Card is also offered for a lifetime free for a limited time.

Get the Swiggy HDFC Bank Credit Card Lifetime Free

The Swiggy HDFC Bank Credit Card is issued on the MasterCard platform and allows you to earn a straight up 10% cashback on your Swiggy orders every month, including Food Ordering, Instamart, Dineout & Genie for an amount of up to INR 1500, which reflects as a statement credit on your card account.

You can get a further 5% cashback on online spending at online merchants every month, again capped at INR 1,500, which is reflected as a statement credit. Some prominent merchants included are Ola, Uber, Flipkart, Amazon, Meesho and Ajio. The complete list of MCCs is here.

You get a 1% cashback on the rest of your spending, up to INR 500 per month. This excludes the usual categories where rewards are not dished out, including Fuel, Rent, EMI, Wallet, Jewellery, and Government Transactions.

Card members get a complimentary Swiggy One Membership for three months on card activation.

The approval rate for this card is reasonably good, and those who are already HDFC Bank Credit Card customers can also add it to their wallet because of the new shared/floater limits at HDFC Bank.

The card is only being approved lifetime free through a few links for everyone (so you don’t have to play the roulette on your app every day to see if you are being offered the card lifetime free.

Bottomline

Swiggy HDFC Bank Credit Card is now offered for a lifetime free to everyone who applies through the link for a limited period. The card offers a 10% cashback on Swiggy orders (up to INR 1500 per month), another 5% cashback on online spending (up to INR 1500 per month)  and 1% on everything else.

You can apply for the Swiggy HDFC Bank Credit Card lifetime free here

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