The Swiggy HDFC Bank Credit Card is a compelling option for frequent users of the Swiggy platform. The card was launched in July 2023, and over 150,000 members signed up for it within a year. Now, the food-delivery and quick commerce app is pushing the card to the most frequent users. The Swiggy HDFC Bank Credit Card is offered for a lifetime free through October 31, 2025.
Get the Swiggy HDFC Bank Credit Card Lifetime Free
The Swiggy HDFC Bank Credit Card is issued on the MasterCard platform and allows you to earn a straight-up 10% cashback on your Swiggy orders every month, including Food Ordering, Instamart, Dineout & Genie for an amount of up to INR 1500, which reflects as a statement credit on your card account.
You can earn an additional 5% cashback on online spending at participating merchants every month, capped at INR 1,500, which is reflected as a statement credit. Some prominent merchants include Ola, Uber, Flipkart, Amazon, Meesho, and Ajio. The complete list of MCCs is here.
You receive a 1% cashback on your remaining spending, up to INR 500 per month. This excludes the usual categories where rewards are not dished out, including Fuel, Rent, EMI, Wallet, Jewellery, and Government Transactions.
Card members get a complimentary Swiggy One Membership for three months on card activation.
The approval rate for this card is reasonably good, and existing HDFC Bank Credit Card customers can also add it to their wallet due to the new shared/floater limits introduced by HDFC Bank. Here are some T&C.
Bottomline
The Swiggy HDFC Bank Credit Card is now offered to everyone who applies through the link for a limited period, free of charge for life. The card offers 10% cashback on Swiggy orders (up to INR 1,500 per month), an additional 5% cashback on online spending (up to INR 1,500 per month), and 1% cashback on all other transactions.
You can apply for the Swiggy HDFC Bank Credit Card lifetime free here.
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Anyway existing card holders can get it changed to LTF?
+1
Update: Apparently, HDFC can’t convert paid cards to LTF due to some internal business policy. I had to get an LTF card in my wife’s name and close mine (which was on paid pricing).