HDFC Bank has majorly modified the SmartBuy 10X programme over the months, limiting redemptions to 70% in points and 30% in cash for one, and also reducing the number of points you could earn from major retailers such as Amazon and Flipkart. However, from time to time, they do a push to engage with people and remind them of the good times we had for years together.
HDFC Bank has a new Extra Savings Day Sale going on at the moment, which is offering double to triple points on Amazon and Flipkart purchases on January 28-31, 2020. Having said that, if you choose to participate in the shopping spree over INR 50,000, you will get additional points cap on your card, which is 10000 points for the HDFC Bank Diners Black and 15,000 points for the HDFC Bank Infinia. Here is how the offer works for all the HDFC Bank Debit and Credit Cards.
The monthly offer on Amazon of 5X Reward points or 5% Cashback and Flipkart offer of 3X Rewards points or 1% Cashback is inclusive in Slab 1 offer of Amazon & Flipkart. The overall max cap of 30,000 Rewards Points on Infinia Credit Cards and 17,500 Rewards points on Diners Black Credit Card and up to INR 3000 Cashback will be applied on the cumulative spends done on both Amazon & Flipkart at Per individual Card level.
Here are the illustrations from HDFC Bank for spending on Amazon India with the Infinia.
Here are the illustrations from HDFC Bank for Flipkart with Diners Club Black.
Regular readers and Mileage Mentor MasterClass participants would remember that HDFC Bank also has online vouchers on sale for various brands on the SmartBuy portal. These earn 10X points for the Infinia and Diners Black card shoppers and is a great way to get assured 10X points (33% cashback). You get a small discount also now.
Also, Travel bookings have always been a great way to earn 10X points with the HDFC Bank cards. There are added sweeteners to those as well, this week, such as a 10% discount with these promotion codes.
As the credit card spending season comes back with the festivities, expect more of these to come your way.
What do you make of the current offer from HDFC Bank? Do share how do you think would you use these offers?
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Hi Ajay,
Hope you’re well.
So I shopped for 50k but I only received 4x points. Any idea when the remaining 11x gets credited?
I was planning on buying Macbook Air but it’s not available right now. Can I buy Amazon gift voucher for the same amount to avail the current rewards promotion?
Hi,
I purchase smartphone from amazon today by landing on amazon site from smartbuy login with my debit card. How I can eligible for INR 1000 Cashback? Also When this cashback credited to my account? Can anyone send me T&C for the above scenario?
@NSA follow the link in the story and it will take you to all the scenarios.
Does the flight and hotel bookings made through Smartbuy portal count as OTA booking or is it counted as a direct booking?
Thanks in advance.
@747_brat, OTA booking
Thanks Ajay. So it makes sense to book only flights through Smartbuy and not hotels.
Do you know which OTA (MMT, Yatra etc) powers the Smartbuy travel platform by any chance or is it managed solely by HDFC on its own?
Cheers.
@747_Brat different OTAs usually but via, yatra, CT are the common ones.
Cheers thanks Ajay 🙂
Guys, I haven’t purchased gift card from Amazon till date but wanted to confirm that if I buy 10000₹ gift card, do I need to spend full 10000₹ at one go or can do piece meal shopping at one time and use the remaining amount for further purchases.
@Gunfish, add to your amazon pay balance and use whenever you please.
I have already exhausted 7500 limit on my diners black in this month. Will I still get 10x points on purchase of instant vouchers?
No. 7500 resets every month. So you’re done for this month.
BDW, can you please tell me where are you checking your points?
Like most people, I have started using excel sheet to keep tab on points as well as monthly spend.
Hi Ajay,
Quick question: Do purchase of Amazon gift card from Amazon portal also provides 15x rewards points?
No , TnC specifically exclude Gift card purchase on amazon as well as flipkart