The iPhone XR was launched in 2018 and is one of the latest iPhones in the market, apart from the iPhone Xs. The iPhone XR, which is available for Apple users in India from October 2018, has now had a very large drop in its India price from today. The new price makes the India price of the iPhone XR is even lesser than the USA price of USD 815 (approximately INR 56,000). I’ve taken the price for New York state for comparison. 
But, you can get it even cheaper. In April, Apple had announced a partnership with HDFC Bank for a further cashback of 10% of the purchase price till June 30, 2019. However, you still stand to save more if you shop online with your HDFC Bank Credit Cards. Remember, the Smartbuy proposition is alive all this month.
The best offer, however, just emerged, combining Smartbuy and the HDFC Bank cashback proposition. Flipkart is currently selling the iPhone XR at INR 59,900.
But when you pay with an HDFC Bank credit card, you get another 10% instant discount, not even a cashback, on buying the phone online. That means, for the 64 GB phone, your net price comes to INR 53,910.
So, assuming you hold an HDFC Diners Club Black Credit Card or an Infinia, you get a further 33% discount on these prices, although you get it in HDFC Bank Reward points, and these points can be used for travel bookings at INR 1 later.
| Variant | Price | Paid with HDFC CC | Paid w/ Infinia/DCB |
| iPhone XR 64 GB | INR 59,900 | INR 53,910 | INR 36,120 |
| iPhone XR 128 GB | INR 64,900 | INR 58,410 | INR 39,134 |
| iPhone XR 256 GB | INR 74,900 | INR 67,410 | INR 45,165 |
The offer shall be live only for a limited time and till stocks last. And now you know buying it online is still a better deal than buying it offline. So, if you’ve been waiting to spend that bonus that hits your account in April, this is a sweet deal.
So, if you are on the fence about a new iPhone, this HDFC iPhone XR offer is as sweet as it gets for the moment.
Query – as per the T&C, smartbuy 10x points cant not be clubbed with any other offer. Does the above actually work as 2 promotions are getting clubbed?
Your suggestion is great only someone has an infinia or dcb. But trust me the entry criteria for these cards are too high. It’s for the rich people. I have a diners club premium card. Over the time hdfc reduced all facilities like lounge access and value of each reward points to name a few. So, your article might be useful for only maybe 1% of your readers.
Its nice reading daily some or the other updates with regards to points and rewards.
I have a Jet airways co-brand Diners HDFC credit card. Recently i have not been earning any JP miles on my spends. With the situation of Jet airways being what it is, what is the solution or alternate for this? Should I stop using HDFC altogether as I’m not getting a proper response from anyone. Everytime I try and connect with HDFC bank customer care they provide a link for their Bot.. which is s**t to say the least and not at all helpful. I have converted my ICICI Jet card to Emeralde card and they were much more helpful.
Any suggestions, I’m sure many of us hold A JetAirways cobrand card and are facing the same issue of not earning any JP miles on them recently.
Also, the purchase should be done through the Smartbuy portal and not through the link above.
Thanks.
10% hdfc discount not available on ALL 256GB variants in stock and some 128GB variants in stock.
S&S