HDFC Bank Credit Cards is currently offering a promotion that will soon end, where you can sign up for select HDFC Bank Credit Cards lifetime free, and some others are being provided for the first year free. Let’s go over the details.

Some HDFC Bank Credit Cards are being offered lifetime free through January 16, 2025

Select mid-tier HDFC Bank Credit Cards are offered lifetime free if you sign up for them by January 16, 2025 (although the offer terms and conditions put the date as January 19, 2025). The cards included in the offer are:

• Diners Club Privilege Credit Card: The HDFC Bank Diners Club Privilege credit card comes second in the lineup after the Black Variant. Diners Club Privilege credit card gets you 4 HDFC Bank Reward Points / INR 150 spending and offers 5X rewards for food ordering platforms. The card provides complimentary domestic and international airport lounge access(2 per quarter). You also get INR 1,500 worth of Marriott, Decathlon & other vouchers on quarterly spends of INR 1.5 Lakh. Apply here.

• Millennia Credit Card: The HDFC Bank Millennia Credit Card is a cashback card. You get 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato, while there is a 1% cashback on all other spends (except Fuel, Wallet, EMI and Government transactions). You also get INR 1000 gift vouchers or Lounge Access on quarterly spending of INR 1,00,000 and above each calendar quarter. Apply here.

• BizGrow Credit Card: The HDFC Bank BizGrow Credit Card is for self-employed and small business owners. With the BizGrow Credit Card, you can earn 10X Cashpoints for bill payments. You earn 2 Cash Points on every INR 150 spent for your business. Additionally, as long as you spend INR 10,000 in a month, you get 10X Cash Points on your select Business spends such as Bill Payment via Payzapp & SmartPay, Income Tax/ Advance Tax payment, GST payment, Hotel & flight booking on MMT MyBiz, Dmart and Cleartax. You also earn 2000 CashPoints every quarter on your quarterly spending of INR 1,00,000.  (On all retail spends excluding rent and petrol). You can redeem your CashPoints against statement credit. Apply Here.

First-Year Free HDFC Bank Credit Cards offer through January 16, 2025

HDFC Bank Credit Cards is also offering a free first-year offer on the HDFC Bank Regalia Gold Credit card, the upgraded version of Regalia. The base earning rate of the card is 4 Reward Points for every INR 150 spent. You get complimentary Swiggy One and MMT Black Gold membership as Welcome benefits, INR 1,500 worth of vouchers on quarterly spends of INR 1.5 lakh, INR 5,000 worth of flight vouchers on annual spending of INR 5 lakh and an additional voucher of INR 5000 on spending of INR 7.5 lakhs. Not just that, you get 5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital. Reward points can be redeemed for travel bookings and miles conversion at 1 Reward Point = 0.5 INR/airmile. You can apply here.

Bottomline

HDFC Bank is offering lifetime free and first-year free credit cards, including the Diners Club Privilege, BizGrow, Millenia and Regalia Gold. You can go ahead and check your eligibility and apply for the offered cards here. The offer is valid for applications made through January 16, 2025.

What do you think of the LTF offers from HDFC Bank Credit Cards? Will you apply?

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