American Express has been running a new promotion to round up the fiscal year end with many new credit/charge card issuances. With the snafus at Axis Bank Credit Cards, it might also be a great time to consider a new card for your wallet. Here are the details of the cards offered with an enhanced benefit.

The American Express Explorer Kit

Through May 30, 2024, American Express is offering a special promotion where apart from usual benefits, American Express is offering a special limited edition Explorer’s Kit when you apply through this link.

There are two kinds of kits on offer. The first is a kit that is on offer for all the portfolio American Express Cards (MRCC, Platinum Travel, Platinum Reserve, Gold Charge, Smart Earn), which has a small desktop watch in the shape of a plane, worth INR 600, a small telescope and a couple of baggage tags. The second is a Kit that is exclusive for Platinum Card members, about we will talk a little later.

Here is the visual per American Express.

And here is the actual kit received by some recently.

American Express Gold Card (6,000 bonus MR + Explorer’s Kit)

American Express Gold Card is an entry-level charge card from American Express. I’ve had it for over 13 years, and it has given me enough reasons to trust Amex with my business. Cardmembers cannot revolve credit in a charge card and must pay their bills in full at the end of every statement cycle. In exchange, the card has no pre-set spending limit (the algorithms dictate a soft limit, but it is fluid).

The American Express Gold Card offers Membership Rewards points for all your spending at 1 Point for every INR 50 spent. At the Amex Rewards Multiplier portal, it provides 5X points on all spends. The card has an easy proposition for everyone to make 1,000 bonus MR points every month, just by making six spends of at least INR 1,000 on the card during the month. Additionally, it offers points on fuel and utility spending, which many other cards have shut down recently.

The Membership Rewards points earned can be redeemed for the 18/24K Gold Collection or transferred to two hotel transfer partners or eight airline partners.

American Express is offering the card for a discounted fee of INR 1,000++ for the first year for those who apply through this link. The best part is you also get 2,000 bonus Membership Rewards points on spending INR 5,000 within the first 90 days of getting the card approved (apart from the usual 4,000 points). As a special promotion, you will also receive the kit if you apply by May 30, 2024.

Get the American Express Gold Card for INR 1,000 plus GST for the first year.

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American Express Platinum Travel Credit Card (First Year Free + Explorer’s Kit)

The American Express Platinum Travel Card is a one-of-a-kind product for those who like to redeem their rewards on travel. A mid-tier card offers many benefits for the price you pay for it. With a few exceptions, you earn Membership Rewards points for all your spending at 1 Membership Rewards point for every INR 50 spent.

On top of that, you get bonus Membership Rewards points and travel vouchers during the year:

• 15,000 Membership Rewards bonus on spending INR 1,90,000 in a membership year
• 25,000 Membership Rewards bonus on spending INR 4,00,000 in a membership year (basically, a further INR 2,10,000)
• Taj Vouchers worth INR 10,000 on spending INR 4,00,000 in a Membership year

The Membership Rewards points earned can be used towards redeeming Taj Vouchers at INR 0.50 per MR, transferred to two hotel transfer partners or eight airline partners or even converted to Flipkart vouchers. So, on INR 4 Lakh spends, you get INR 34,000 worth of vouchers, which makes it an 8.5% return. You also get complimentary visits to lounges across India per annum.

American Express is offering the card for the first year free for those who apply through this link. The best part is you also get 2,000 bonus Membership Rewards points on spending INR 5,000 within the first 90 days of getting the card accepted.

Get the American Express Platinum Travel Card for First Year Free

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American Express Platinum Reserve Credit Card (15,000 Bonus MR + Explorer’s Kit)

This card is one of Amex’s higher-end cards for those who want some of the features of the American Express Platinum Charge Card but do not want to pay the high charges towards annual membership.

On a typical day, on an average spend, you would get 1 Membership Rewards point for every INR 50 spent coming into your account. Additionally, you get a voucher worth INR 1,000 every time you spend at least INR 50,000 in a calendar month on the card (enrollment-based benefit). You also get 3X MR Points when you use the card to buy vouchers via the Amex Rewards Multiplier portal. Additionally, you get 12 Lounge Access per annum across India, Taj Epicure, and EazyDiner membership and twice-a-month golf benefits. And the recently added Accor Plus Traveller version.

 

When you apply using this link, you will get 15,000 MR points on spending INR 30,000 within 90 days of approval (usually 11,000 MR Points). On renewal, you get a fee waiver when you spend INR 10 Lakh in a membership year.

Get the American Express Platinum Reserve Credit Card India.

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American Express Membership Rewards Credit Card India

This card is one of Amex’s entry-level cards, with a minimum annual income requirement of INR 4,50,000. If you already have another credit card, the chances of your application getting approved improve. Here is why you want this free Amex Card India.

On a typical day, on an average spend, you would get 1 Membership Rewards point for every INR 50 spent coming into your account. What makes this card worth considering is that you get 1000 bonus Membership Rewards points when you use your card for at least four swipes of a minimum of INR 1,500  in a month. That means you can earn up to 12,000 bonus Membership Rewards points in a year just for spending 72,000 rupees. Additionally, suppose you spend INR 20,000 per month on this card. In that case, you should also enrol for another promotion which gets you another 1,000 bonus Membership Rewards points (every calendar month, you are able to reach INR 20,000 spent on the card).

The American Express Membership Rewards Credit Card India usually costs INR 1,000 + taxes for the first year, but American Express is currently waiving this fee when you apply here. Not just that, you get 2,000 bonus Membership Rewards points when you spend INR 5,000 within the first 90 days of card membership. Additionally, your second-year fee is just INR 1,500 plus taxes, which is a reduced charge as compared to INR 4,500 plus taxes usually.

Get the American Express Membership Rewards Credit Card India for free.

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Remember that you can hold more than one Amex (two credit cards and one charge card), so if you have any gaps in your credit card portfolio, you should look at plugging it now. Existing card members see a higher probability of approval of the cards for them and, in many cases, receive approvals within hours (subject to working hours).

You need to be from the following cities to apply:

• Agra
• Ajmer
• Allahabad
• Ambala
• Amritsar
• Aurangabad
• Ahmedabad
• Bangalore
• Bhopal
• Bhubaneshwar
• Chandigarh
• Chittoor
• Chennai
• Coimbatore
• Cochin
• Cuttack
• Delhi/NCR
• Dehradun
• Ernakulam
• Goa
• Guntur
• Guwahati
• Hyderabad
• Indore
• Jaipur
• Jodhpur
• Kanpur
• Kolhapur
• Kozhikode
• Kurnool
• Madurai
• Meerut
• Mumbai
• Pune
• Patiala
• Raipur
• Rajkot
• Ranchi
• Surat
• Thrissur
• Trichy
• Udaipur
• Vadodara
• Vijayawada
• Vizag
• Ludhiana
• Lucknow
• Mysore
• Nagpur
• Nashik
• Trivandrum

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