As the year comes to a close, one clear winner for Indian Credit Card users has been American Express. Not only have they taken care of their cardmembers, but they have also taken care of their merchants with the Shop Small offer, for instance. Additionally, with American Express, you can expect new promotions all the time, as has been the case on some cards I’ve held with them. Now, American Express has launched a new offer on many of their credit and charge cards in India, where apart from getting bonus Membership Rewards points, you also get a bonus voucher from Amazon worth INR 500. What’s more, you get to receive some of these cards free as well. Here are the details about this limited-time American Express Amazon offer.
American Express Membership Rewards Credit Card (Free)
The American Express Membership Rewards Credit Card is an excellent entry-level credit card to access the American Express cards portfolio and is a keeper in my book. I’ve had this card for a very long time now, and one of the best benefits on this card for me has been the fact that just four swipes per month of INR 1,000 at the minimum get me a bonus of 1000 Membership Rewards points. On every spend on the card, you get 1 Membership Rewards point for INR 50 spends as well. So, it is effortless to rack up 13,000 Membership Rewards points just by using this card at the bare minimum for a year.
If you apply for the card from this link, you get a bonus of 2,000 Membership Rewards points (on spending INR 5,000 within 90 days of card approval) and also get the card free for one year to try out. After that, there is a modest membership fee, which can be waived off if you spend enough on the card. Additionally, you get an INR 500 Amazon voucher as well for a limited time, which can come handy for your next online shopping spree.
With the 15,000 Membership Rewards points you accumulate on this card, you can transfer them 1:1 to Marriott Bonvoy points, and this would give you at least two free nights at many Marriott hotels in India. You can also redeem Membership Rewards points from the 18 Karat and 24 Karat Gold Collection, getting you Taj Vouchers or Statement Credit.
American Express Platinum Travel Credit Card
The American Express Platinum Travel Card (not to be confused with the Platinum Charge Card) is a one of a kind product for those who like to spend on travel. A mid-tier card, it offers you tonnes of benefits for the price you pay for it. You earn Membership Rewards points for all your spends at the rate of 1 Membership Rewards Point for every INR 50 spent with a few exceptions. On top of that, you get vouchers worth INR 25,800 during the year:
- INR 6,360 domestic travel voucher on spending INR 1,90,000
- INR 9,440 domestic travel voucher on spending INR 4,00,000
- Taj Vouchers worth INR 10,000 on spending INR 4,00,000
Amex Travel vouchers can be used for domestic travel and hotel bookings. You also get four complimentary visits per year to 11 lounges across India per annum. During these exceptional circumstances, in the year of the pandemic, American Express is also offering Flipkart vouchers on milestone spends apart from travel vouchers for redemption to ensure cardmembers are not shortchanged in case they do not intend to travel this year.
As a limited time offer, American Express is offering the card for free for those who apply through this link. The best part is, you also get 2,000 bonus Membership Rewards points on spending INR 5,000 within the first 90 days of getting the card accepted. Additionally, you get an INR 500 Amazon voucher as well for a limited time, which can come handy for your next online shopping spree.
American Express Gold Charge Card (INR 1000)American Express Amazon Offer
The American Express Gold Charge Card is a very good entry-level charge card. The differentiation with a credit card here is, there is no revolving credit, and you have to settle the charges in full by the due date. There is no pre-assessed credit limit, and as you continue to build a payment history, you get reassessed, and your dynamic (yet invisible) limits get better over time.
I’ve held this card for a very long time. A charge card was always a must-have in my portfolio because of the extensive travel, and with a Charge Card, I would never have to block my credit limit for guarantees at hotels, for instance, when I’d check-in. Not just that, work could mean a large tab now and then, so I would also put many an expense on this card. One of the best benefits on this card for me has been the fact that just six swipes per month of INR 1,000 at the minimum get me a bonus of 1000 Membership Rewards points. On every spend on the card, you get 1 Membership Rewards point for INR 50 spends as well. So, it is effortless to rack up 13,440 Membership Rewards points just by using this card at the bare minimum for a year.
If you apply for the card from this link, you get a bonus of 4,000 MR points as a sign-up gift, and 2,000 Membership Rewards points (on spending INR 5,000 within 90 days of card approval). After that, there is a modest membership fee, which can be waived off if you spend enough on the card. Additionally, you get an INR 500 Amazon voucher as well for a limited time, which can come handy for your next online shopping spree.
With the 20,000 Membership Rewards points you accumulate on this card, you can transfer them 1:1 to Marriott Bonvoy points, and this would give you at least four free nights at many Marriott hotels in India (Cat 1/Off-Peak). You can also redeem Membership Rewards points from the 18 Karat and 24 Karat Gold Collection, getting you Taj Vouchers or Statement Credit.
American Express Platinum Charge Card (INR 60,000)American Express Amazon Offer
The American Express Platinum Charge Card is a very good top-tier charge card. The differentiation with a credit card here is, there is no revolving credit, and you have to settle the charges in full by the due date. Again, there is no pre-assessed credit limit, and as you continue to build a payment history, you get reassessed, and your dynamic (yet invisible) limits get better over time.
I’ve held this card for a while now. Like I mentioned above, a charge card was always a must-have in my portfolio because of the extensive travel, and with a Charge Card, I would never have to block my credit limit for guarantees at hotels, for instance, when I’d check-in. Not just that, work could mean a large tab now and then, so I would also put many an expense on this card. On every spend on this card, you get 1 Membership Rewards point for INR 40 spent in INR, and 3 Membership Rewards points for INR 40 spent in non-INR currencies.
If you apply for the card from this link, you get a bonus of 10,000 MR points over and above the 100,000 Membership Rewards/INR 45,000 Taj Hotel Vouchers as your signup gift (subject to spend criteria). Additionally, you get an INR 500 Amazon voucher as well for a limited time, which can come handy for your next online shopping spree.
With the 110,000 Membership Rewards points you accumulate on this card, you can transfer them 1:1 to Marriott Bonvoy points, and this would give you as many as 22 free nights at many Marriott hotels in India (Cat 1/Off-Peak). You can also redeem Membership Rewards points from the 18 Karat and 24 Karat Gold Collection, getting you Taj Vouchers or Statement Credit. Like I’ve mentioned before, I look at subscribing to the Amex Plat as buying Marriott Rewards points at INR 0.55 per point. That, I think, is a fair deal.
American Express has been running a reasonable entry pricing for their card products over a while. However, this is just another nice add on to pick up an American Express card this year.
What do you make of the new American Express Amazon Offer?
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Hi Ajay,Excellent Content.Reading this Article had a question
is it possible to hold both Gold Charge & Platinum Charge Card Together along with Travel & MRCC ?
Also can we convert MR Points to Bonvey Points any time or These are restricted to limited offer
@M, you can only have Gold or Platinum Charge Card at one point. You can convert to Bonvoy at any time. Amex allows 1 Charge Card, 1 Properitory Credit Card (MRCC/Plat Reserve/Plat Travel) and one co-brand card. These might have changed concerning the prop. Credit card, but the rest remain the same.
Not yet. But it is in the works to be changed. Select whichever charge card works for you for now.
Do you happen to know if the gold metal card (like in the US) is in the works too? It would be awesome if it is similar and has 4x grocery/dining/swiggy/zomato.
would 7 lakhs be considered a good spend for Amex Plat charge to negotiate a renewal bonus ? or should i consider giving up the card , i have only used the cashback offers and 25% off on Taj Gold membership once during these 12 months that i have been holding the card ? threw away the 1.25L points behind cashbacks during the double point value offer (read somewhere else that this move is not encouraging amex to give renewal benefits if asked for) , please give me your suggestion
From what I’ve heard:
An average of INR 6,00,000+ per month in 12 months is considered good.
You can seek for a renewal benefit. Tho they will never reduce the fee but may add additional MR points/vouchers on renewal.
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My renewal is in Jan 2021, let’s see what they have to offer as I’ve used the card judiciously (more than the set benchmark as said above.)
Hi Ajay,
I have a Gold Charge card and Recently Amex sent a mail about converting it to SmartEarn Credit Card. Can you share your thoughts on that and if possible, do a post on that card and comparison. Thanks
@Joe, we already wrote about the card long ago. https://livefromalounge.com/amex-smart-earn/
Not sure why they’d want you to convert a charge card to the Smart Earn CC. Any lucrative offers there?
I’ve been thinking of getting the Plat Charge card. The returns for the first year is very attractive. How does it look after one year? What are the renewal bonuses? I presume there are no bonus points for renewal – I couldn’t find that info on the Amex website.
And yes, MRCC is hands-down the best & must card to have.
And another question (probably a stupid/greedy one!) – while redeeming the domestic travel voucher from Plat Travel card, can we add the Taj voucher if one is booking a Taj hotel? 😀
@Prashanth, maybe time to jump for the Plat Charge then. AX tends to give away some points at the end of the first year if you have been a good spender. 🙂
Don’t go for Plat Charge card if your life style does not match the card or if you would have to change your spending patterns. Also welcome benefits are one time benefit so think before you jump.
Rarely will you get renewal benefits, that too only if you have provided good business to amex (spends in range of 50lacs+)
Not really true atleast this year. I have renewed my Plat charge this November and was able to negotiate a reasonable MR points with Amex with spends not even remotely in the 50L range.