One of the cards on my radar for a very long time, but not in my pocket, was the HDFC Bank Diners Club Credit Card. HDFC Bank revived the Diners Club program, and brought their cards to India a couple of years back. They have three variants, to suit various pockets, called HDFC Bank Diners Club Premium, HDFC Bank Diners Club Rewardz and then HDFC Bank Diners Club Black. The Black is a league of its own, and works in the same category as the American Express Platinum or the Citibank Prestige Credit Card.
Now, I haven’t fully be able to wrap my head around the card, so I am holding off a review. But a very interesting feature for the line of cards is a very liberal rewards program. HDFC Bank frequently has 10x campaigns with a limited number of partners, which have meant, that in the past, you could have earned 50 miles/points per INR 150 or 33 miles/points per INR 100 by booking a travel on partners such as Yatra.com or Cleartrip.com. Additionally, all dining is at 10 miles/points per INR 150.
They also run multiple programs all the time, which are targeted affairs sometimes and help you earn more points than you’d have imagined when you signed up. For instance, they sent me a promotion to spend INR 1000 4 times in May 2015, and get 2500 extra points.
And just yesterday, I received another mailer telling me that I’d earn 2x miles for all shopping over the weekend on the card.
The best part, you get to transfer the points to other loyalty programs at a 1:1 ratio. For instance, Marriott Rewards and Hyatt Gold Passport are two unique propositions as transfer partners of this credit card only.
Have you got an HDFC Bank Diners Club Credit Card? Let me know your experience with the card.