HDFC Bank Credit Card Diwali offer: the gift that keeps on giving

It has been a couple of days since HDFC Bank’s Happy Hours bonus offer went live. To recap, here are the massive numbers of points that you could earn when you spend on apparel and electronics using most of HDFC Bank’s credit cards. You can get all the way up to 53% of your money as miles, which is a huge number I think.

HDFC Bank credit card Diwali offer

While I was keen on earning tons of JPMiles, the one question on my mind was whether purchases on online portals such as Flipkart or Amazon would be eligible or not. Last evening, we reached out to HDFC Bank, and they clarified that the Happy Hours bonus is valid at these merchants as well. That means you can now shop at the flick of a finger rather than having to go to the shops. No really!

What does that mean? Well, you can earn 10X points or miles when you buy apparel or electronics online. Still, as a precautionary measure, I’ll be buying eligible merchandise separately from of the rest the stuff in my cart to avoid any confusions.

Valid on EMIs too!

Another interesting fact that I did not notice was that this promotion was valid on EMI transactions as well. If you are short on cash, go for the EMI option and you’ll still get 10X points. Makes sense when you are picking up the latest gadget. An important aspect to keep in mind is that your transaction size has to be of INR 5,000 or higher. The EasyEMI terms are enlisted here.


This is a welcome clarification from HDFC Bank as some of the best deals on electronics and apparel are available online. Though the Great Indian Sale and the Big Billion Days Sale are gone, there must be a Diwali sale coming up in some time to grant us the benefits of venture capital money and bring socialism back in vogue. Your HDFC Bank credit card should help you get the biggest bang out of your bucks there.

What do you plan on buying during HDFC Bank’s Happy Hours on Flipkart or Amazon, or any other merchant for that matter?


  1. i have already reached the cap of 25k miles by shopping at flipkart through my diners clubmiles card.

    can anyone suggest whether the offer is applicable if i make a wearable purchase through considering that i have already reached the cap of 25k miles for the calendar month

Leave a Reply

Your email address will not be published. Required fields are marked *